冒險運動 旅行
您經常出差，但不擔心行程取消、延誤或行程中斷的問題嗎？
有多種提供年度旅行保險的計劃可供選擇。首先，可以選擇在一年中國際旅行時為您提供保障的旅行醫療計劃。主要醫療保險必須到位才能獲得多次旅行醫療計劃的資格，並且注意每次旅行的最大允許長度也很重要，這因計劃而異。其次，只要您離家超過一定距離（通常為 50-150 英里，取決於計劃），年度緊急疏散會員資格就可以為您提供保障。最後，一些意外死亡計劃提供可選的多次旅行保險。
>我什麼時候應該考慮年度旅行保險計劃？
很簡單，如果您在一年內安排了多次旅行。
但是要知道，您必須在兩次旅行之間回家。一次前往多個目的地的旅行不符合年度旅行保險計劃的資格。但是，如果您要回家短暫停留，然後再啟程前往不同地點，您可以考慮制定年度或年度計劃。
> 年度計劃包括什麼類型的保險？
大多數多程年度計劃主要側重於旅行醫療和緊急疏散保險或僅提供緊急醫療疏散保險。這意味著綜合旅行保險計劃的標準承保範圍通常不包括在內（旅行取消、旅行中斷和旅行延誤）。一些年度多次旅行計劃確實包括有限的行李丟失保險——但不是全部。
如果您正在尋找意外死亡保險，您可以購買多次旅行的意外死亡和傷殘保險。這是一些意外死亡計劃的一個選擇選項，需要額外付費購買。
> 包年套餐是經常出差的好選擇嗎？
如果您在一年中多次旅行，您可能正在尋找適合您特定需求的旅行保護。這些需求最有可能集中在出國旅行時的緊急醫療護理上。
年度或年度旅行保險計劃是一個完美的解決方案。在海外旅行時，您的主要醫療計劃可能不承保您。年度旅行保險計劃可以幫助抵消承保的醫療保健需求的費用。與往常一樣，如有任何具體的旅行保險問題，請聯繫我們的客戶服務專家。
需要單程/多程
旅遊保險？
GolfSafe Travel Protection
You need to be 100% focused on your game to play a great round of golf by avoiding countless hazards on and off the course. That is why TravelSafe created a product specifically for the modern golfer – GolfSafe Travel Protection. Since 1971, TravelSafe Insurance has been helping travelers manage the risks associated with travel. Now, you can protect your trip, yourself, and your equipment from unexpected hazards with travel protection made for golfers, by golfers.
Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH.
Patriot Platinum Travel
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COVID-19 covered same as any other illness
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Travel medical insurance for individuals, families and groups
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Coverage for acute onset of pre-existing conditions
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Renewable up to 36 months
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Deductible options from $0 to $25,000
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Maximum limits from $2,000,000 to $8,000,000
AM Best Rating - A+
Globally recognized underwriters
A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's
SafeTreker Sport
Provides coverage for some Hazardous Sports, including skydiving; hang-gliding; parachuting; mountaineering; bungee-cord jumping; scuba diving (if accompanied by a divemaster or if the depth is equal to or less than fifty (50) feet; spelunking or caving). This plan includes $2,500 for Trip Cancellation and Interruption, $50,000 coverage for Accident and Sickness and $2,000 for baggage. Also included in this plan is the Search and Rescue benefit of $5,000 and Evacuation, in case of a natural disaster at your location, up to $50,000.
AM Best Rating: A+
Underwritten by Nationwide Mutual Insurance Company
SafeTreker Extreme
In addition to Hazardous sports covered by SafeTreker Sport, SafeTreker Extreme offers coverage for over 400 named sports! Up to $5,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000.
AM Best Rating: A+
Underwritten by Nationwide Mutual Insurance Company
SafeTreker Extreme +
For the most adventurous, SafeTreker Extreme Plus covers up to 500 extreme activities and sports. This plan covers up to $10,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000.
AM Best Rating: A+
Underwritten by Nationwide Mutual Insurance Company
Seven Corners Travel Medical Insurance - Including USA
International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, Covid will be treated same as any Illness on both plans.
Examples of eligible purchases for Travel Including the USA
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A non-U.S. resident and non-U.S. citizen is traveling to the USA.
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A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA.
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An Irish citizen and resident is flying to Mexico and has a layover in the USA.
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A Mexican citizen and resident is driving through the USA to Canada.
2 Plan Levels available
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Basic Plan
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Seven Corners Travel Medical Choice
The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
AM Best Rating: A (Excellent)
Underwriter: Crum & Forster SPC
Seven Corners Travel Medical Insurance - Excluding USA
International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan.
Examples of eligible purchases for Travel Excluding the USA
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A U.S. resident is traveling outside the USA.
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A non-U.S. resident and non-U.S. citizen is traveling outside the USA.
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A French citizen and resident is flying to Iceland and returning home.
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An Australian citizen and resident is flying to Europe, Africa, and Canada.
2 Plan Levels
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Basic, Choice
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Choice covers COVID in two tiers
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Same as any illness up to Age 65
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Up to $100,000 for Ages 66 and up
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The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
