您經常出差，但不擔心行程取消、延誤或行程中斷的問題嗎？
有多種提供年度旅行保險的計劃可供選擇。首先，可以選擇在一年中國際旅行時為您提供保障的旅行醫療計劃。主要醫療保險必須到位才能獲得多次旅行醫療計劃的資格，並且注意每次旅行的最大允許長度也很重要，這因計劃而異。其次，只要您離家超過一定距離（通常為 50-150 英里，取決於計劃），年度緊急疏散會員資格就可以為您提供保障。最後，一些意外死亡計劃提供可選的多次旅行保險。
>我什麼時候應該考慮年度旅行保險計劃？
很簡單，如果您在一年內安排了多次旅行。
但是要知道，您必須在兩次旅行之間回家。一次前往多個目的地的旅行不符合年度旅行保險計劃的資格。但是，如果您要回家短暫停留，然後再啟程前往不同地點，您可以考慮制定年度或年度計劃。
> 年度計劃包括什麼類型的保險？
大多數多程年度計劃主要側重於旅行醫療和緊急疏散保險或僅提供緊急醫療疏散保險。這意味著綜合旅行保險計劃的標準承保範圍通常不包括在內（旅行取消、旅行中斷和旅行延誤）。一些年度多次旅行計劃確實包括有限的行李丟失保險——但不是全部。
如果您正在尋找意外死亡保險，您可以購買多次旅行的意外死亡和傷殘保險。這是一些意外死亡計劃的一個選擇選項，需要額外付費購買。
> 包年套餐是經常出差的好選擇嗎？
如果您在一年中多次旅行，您可能正在尋找適合您特定需求的旅行保護。這些需求最有可能集中在出國旅行時的緊急醫療護理上。
年度或年度旅行保險計劃是一個完美的解決方案。在海外旅行時，您的主要醫療計劃可能不承保您。年度旅行保險計劃可以幫助抵消承保的醫療保健需求的費用。與往常一樣，如有任何具體的旅行保險問題，請聯繫我們的客戶服務專家。
需要單程/多程
旅遊保險？
Student Plans Travel Medical
If you’re traveling abroad to study or work, prepare for safe travel and ensure you meet the requirements of your school, visa program, and host country with Seven Corners Travel Medical Insurance. Seven Corners plans provide medical coverage for illnesses or injuries that occur while you’re traveling, as well as limited protection for pre-existing conditions. You’ll also receive access to a network of medical providers and 24-hour multilingual travel assistance.
AM Best Rating: A (Excellent)
Underwriter: Lloyd’s, London
Student Secure® International Insurance
International student health insurance for study abroad students. The StudentSecure series offers four levels of coverage–Elite, Select, Budget, and Smart–so you can choose the plan that best fits your needs and budget. A Student Secure plan can reduce your personal expenses if you face an unexpected injury or illness throughout the course of your international studies. All four plans include multilingual travel assistance services and access to our Student Zone, where you can download your visa letter, renew your coverage as needed, and manage your policy online.
Highlights
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Meets J-1 visa requirements
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Medical benefits such as Hospital Room & Board, Intensive Care Unit, and Local Ambulance included
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Coverage for leisure sports and activities included, as well as some outpatient prescription drug coverage and mental health coverage
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Monthly payment option (or savings for paying the full premium in advance)
Underwritten By: United States Fire Insurance Company
Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724
GeoBlue Navigator Student
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Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty.
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Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year.
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Covers dependents and families (only the subscriber must be a teacher, student or faculty).
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Flexible options for plan length.
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Plan options that meet F1 and J1 Visa requirements.
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Unlimited annual and lifetime medical maximum.
Underwritten By: United States Fire Insurance Company
Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724
Patriot Exchange Program
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Medical insurance for students studying abroad or participants of cultural exchange programs
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Deductible options from $0 to $500
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Maximum limit of $5,000,000
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Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements
AM Best Rating A+
Globally recognized underwriters
A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's
Student Health Advantage
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Medical insurance for international students or scholars participating in a sponsored study abroad program
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Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
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Deductible of $100
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Maximum limit for student: $500,000
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Provides coverage for mental health, organized sports and pre-existing conditions
AM Best Rating A+
Globally recognized underwriters
A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's
Student Health Advantage Platinum
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Medical insurance for international students or scholars participating in a sponsored study abroad program
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Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
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Maximum limit for student: $1,000,000
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Provides coverage for mental health, organized sports and pre-existing conditions
AM Best Rating A+
Globally recognized underwriters
A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's
Collegiate Care Elite
Collegiate Care Elite Highlights
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United Healthcare PPO Network
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Sports Activities Coverage
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Motor Vehicle Accident coverage
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Unlimited medical maximum
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Maternity coverage
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COVID-19 EXPENSES are covered and treated as any other sickness
Collegiate Care Elite Student Plans for students, scholars, and educators while outside their home country in the USA (Must be enrolled in or work for the school)
Underwritten by Crum and Forster, SPC
Collegiate Care Essential
Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness.
Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders
Underwritten by Crum and Forster, SPC