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需要單程/多程
旅遊保險?

您經常出差,但不擔心行程取消、延誤或行程中斷的問題嗎?

有多種提供年度旅行保險的計劃可供選擇。首先,可以選擇在一年中國際旅行時為您提供保障的旅行醫療計劃。主要醫療保險必須到位才能獲得多次旅行醫療計劃的資格,並且注意每次旅行的最大允許長度也很重要,這因計劃而異。其次,只要您離家超過一定距離(通常為 50-150 英里,取決於計劃),年度緊急疏散會員資格就可以為您提供保障。最後,一些意外死亡計劃提供可選的多次旅行保險。

>我什麼時候應該考慮年度旅行保險計劃?

很簡單,如果您在一年內安排了多次旅行。

但是要知道,您必須在兩次旅行之間回家。一次前往多個目的地的旅行不符合年度旅行保險計劃的資格。但是,如果您要回家短暫停留,然後再啟程前往不同地點,您可以考慮制定年度或年度計劃。

> 年度計劃包括什麼類型的保險?

大多數多程年度計劃主要側重於旅行醫療和緊急疏散保險或僅提供緊急醫療疏散保險。這意味著綜合旅行保險計劃的標準承保範圍通常不包括在內(旅行取消、旅行中斷和旅行延誤)。一些年度多次旅行計劃確實包括有限的行李丟失保險——但不是全部。

如果您正在尋找意外死亡保險,您可以購買多次旅行的意外死亡和傷殘保險。這是一些意外死亡計劃的一個選擇選項,需要額外付費購買。

> 包年套餐是經常出差的好選擇嗎?

如果您在一年中多次旅行,您可能正在尋找適合您特定需求的旅行保護。這些需求最有可能集中在出國旅行時的緊急醫療護理上。

年度或年度旅行保險計劃是一個完美的解決方案。在海外旅行時,您的主要醫療計劃可能不承保您。年度旅行保險計劃可以幫助抵消承保的醫療保健需求的費用。與往常一樣,如有任何具體的旅行保險問題,請聯繫我們的客戶服務專家。

需要單程/多程
旅遊保險?

Global Medical Insurance (Long Term)

  • Long-term (1+ year) worldwide medical insurance for individuals and families

  • Annually renewable medical coverage

  • Deductible options from $100 to $25,000

  • Maximum limit options from $1,000,000 to $8,000,000

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AM Best Rating A+

Globally recognized underwriters

 A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's

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Global Crew Medical

  • Long-term (1+ year) worldwide medical insurance for marine captains & crew members

  • Annually renewable medical coverage

  • Deductible options from $100 to $25,000

  • Maximum limits from $1,000,000 to $8,000,000

  • Premium modes to schedule the frequency of payment that meets your needs 

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AM Best Rating A+

Globally recognized underwriters

 A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's

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International Marine Medical

  • Worldwide group coverage for professional marine crew

  • $5,000,000 maximum benefit per insured person per period of coverage

  • Primary to the vessel's Protection and Indemnity insurance (P&I)

  • Coverage for individuals and dependents

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AM Best Rating A+

Globally recognized underwriters

 A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's

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GeoBlue Xplorer Premier (Standard Expatriate)

  • Complete health insurance plan that you can use anywhere in the world.

  • Annual plan for individuals and families who intend to be outside their home country for at least 3 months a year.

  • Customize your medical coverage to suit your needs.

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Underwritten By: United States Fire Insurance Company

Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

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GeoBlue Navigator Crew (Expat Crew Medical Coverage)

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  • Complete, affordable worldwide coverage designed for maritime crew members.

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  • Unlimited annual and lifetime medical maximum.

  • Coverage is primary to protection & indemnity (P&I) insurance.

  • Immediate coverage of pre-existing conditions with proof of previous coverage and more...

Underwritten By: United States Fire Insurance Company

Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

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GeoBlue Navigator Missionary Medical Coverage

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  • Complete, affordable worldwide coverage designed for NGOs, missionaries and those involved in humanitarian work.

  • Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year.

  • Covers dependents and families (only the subscriber must be a member of an NGO or charitable organization).

  • Unlimited annual and lifetime medical maximum.

  • Immediate coverage of pre-existing conditions with proof of previous coverage.

  • Illnesses and injuries related to terrorism are covered.

  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.

Underwritten By: United States Fire Insurance Company

Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

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GeoBlue Navigator Student

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  • Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty.

  • Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year.

  • Covers dependents and families (only the subscriber must be a teacher, student or faculty).

  • Flexible options for plan length.

  • Plan options that meet F1 and J1 Visa requirements.

  • Unlimited annual and lifetime medical maximum.

Underwritten By: United States Fire Insurance Company

Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

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