單程旅遊保險
> 單身 -旅行旅遊保險
單次旅行是指您離開家，旅行一段時間，然後回家。如果你要去多個國家並不重要。這仍然被視為單次旅行，因為您將只離開家和回家一次。
> 多 -旅行旅遊保險
多次旅行保險按年購買。這些保單在您獲得報價或購買保險時輸入的生效日期開始的一個日曆年期間為您提供保障。當您在一年中多次離家和回家時，它們會提供保護。
有幾件事情需要考慮：
多次旅行將始終對承保的旅行長度有限制。因此，無論您在一年中可能進行多少次旅行，都不能超過該天數，否則承保範圍將結束，並且在您返回家中之前，多次旅行政策將不承保任何進一步的旅行又離開了。所涵蓋的時間範圍為 30-75 天，具體取決於公司。
所有多次旅行保單都要求您在美國擁有基本健康保險。如果您沒有健康保險，它們將不會為您提供保障。
InsureMyTrip 提供的多次旅行政策旨在僅涵蓋醫療緊急情況和緊急醫療後送。意外死亡保險也可以多次購買，但這是大多數意外死亡保單提供的選擇選項。沒有為旅行取消或旅行延誤提供保險。某些醫療多次旅行政策將承保行李丟失，但僅限於少量且僅限托運行李。
> 為多次旅行投保
經常旅行的旅客可能需要考慮購買旨在為單一政策承保多次旅行的旅行保險，而不是分別為每次旅行投保。通常情況下，購買多次旅行保險計劃會帶來經濟利益，而且對於一年內多次旅行的人來說，節省的費用可能非常可觀。
多程保險計劃不同於涵蓋多個目的地的保險計劃。 “多次旅行”是指您打算從您的主要住所出發旅行，然後在某個時間返回，您將在那裡停留一段時間，然後再次出發，並在一年中多次重複該循環時間。傳統旅行保險綜合計劃可承保單次旅行，包括多個目的地（即，從家到巴黎，然後是倫敦，然後是馬德里，然後在旅行結束後返回家中）。
多次旅行計劃僅可按年購買，涵蓋多種選擇。您可以購買多程旅行醫療計劃，該計劃可為您在每次旅行中提供緊急醫療護理和疏散至適當治療機構的福利。多程後送專用計劃，可讓您獲得緊急醫療後送的保險，也是一個很好的選擇。為取消行程、中斷行程和延誤行程提供福利的綜合計劃很遺憾不能作為多行程計劃提供。
與任何旅行保險計劃一樣，計劃和多次旅行保險提供商之間也存在限制、排除和差異。徹底研究您的選擇，並確保您正在考慮購買的多次旅行計劃適合您的特定需求。
If you require a Single Trip Plan that includes cancellation coverage to cover your non-refundable trip costs, you will need to purchase a comprehensive travel insurance plan (Trip Cancellation)
Buying a travel insurance policy for each single trip is likely to work out the cheapest option if you’re only planning to take one or two trips a year. If you plan to travel more frequently over the course of one year, an annual/multi trip travel insurance policy is likely to be the best option and worth considering.
需要單程/多程
旅遊保險？
GeoBlue Voyager Essential (For US citizen or and residents)
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Ideal for international leisure, missionary or business travel.
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Coverage of COVID-19 testing and treatment.
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Post-departure trip interruption up to $500.
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Choice of varying medical limits and deductibles.
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For trips outside the U.S. up to 6 months for ages 95 and younger*.
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Covers pre-existing conditions for medical evacuation.
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Does not require a primary health plan.
Underwritten By: United States Fire Insurance Company
Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724
Seven Corners Travel Medical Insurance - Including USA
International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, Covid will be treated same as any Illness on both plans.
Examples of eligible purchases for Travel Including the USA
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A non-U.S. resident and non-U.S. citizen is traveling to the USA.
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A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA.
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An Irish citizen and resident is flying to Mexico and has a layover in the USA.
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A Mexican citizen and resident is driving through the USA to Canada.
2 Plan Levels available
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Basic Plan
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Seven Corners Travel Medical Choice
The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
AM Best Rating: A (Excellent)
Underwriter: Crum & Forster SPC
Seven Corners Travel Medical Insurance - Excluding USA
International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan.
Examples of eligible purchases for Travel Excluding the USA
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A U.S. resident is traveling outside the USA.
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A non-U.S. resident and non-U.S. citizen is traveling outside the USA.
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A French citizen and resident is flying to Iceland and returning home.
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An Australian citizen and resident is flying to Europe, Africa, and Canada.
2 Plan Levels
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Basic, Choice
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Choice covers COVID in two tiers
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Same as any illness up to Age 65
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Up to $100,000 for Ages 66 and up
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The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.
AM Best Rating: A (Excellent)
Underwriter: Lloyd’s of London and in specific scenarios Tramont Insurance Company
Patriot Platinum Travel
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COVID-19 covered same as any other illness
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Travel medical insurance for individuals, families and groups
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Coverage for acute onset of pre-existing conditions
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Renewable up to 36 months
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Deductible options from $0 to $25,000
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Maximum limits from $2,000,000 to $8,000,000
AM Best Rating - A+
Globally recognized underwriters
A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's