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HTH Travel Insurance is a leader in helping world travelers gain access to quality healthcare services all around the globe. HTH combines ongoing research, a contracted global community of physicians and hospitals, advanced Internet applications, and wide experience in international health insurance to ensure customers’ health, safety and peace of mind. HTH Travel Insurance 是幫助世界旅行者獲得全球優質醫療服務的領導者。 HTH 結合正在進行的研究、簽約的全球醫生和醫院社區、先進的互聯網應用以及在國際健康保險方面的廣泛經驗，以確保客戶的健康、安全和安心。 Visit website 為什麼選擇 HTH 旅遊保險 Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in CA and in NY) offers a variety of travel medical insurance across the U.S. under leading brands. HTH offers a wide selection of travel health insurance plans that include coverage for hospital care, surgery, office visits, prescription drugs and medical evacuation. Travel the world with confidence knowing that you have convenient access to a community of trusted English-speaking physicians in more than 180 countries. Worldwide Insurance Services, LLC（加利福尼亞州和紐約州的全球服務保險機構有限責任公司）在美國各地以領先品牌提供各種旅行醫療保險。 HTH 提供多種旅行健康保險計劃，包括醫院護理、手術、就診、處方藥和醫療後送。知道您可以方便地訪問我們在 180 多個國家/地區的值得信賴的講英語的醫生社區，讓您充滿信心地環遊世界。 接觸精英醫生可以帶來更好的診斷、治療和結果。 更全面的保障意味著當您需要時，保險就在那裡。 A - 評級（優秀）保險，讓您高枕無憂。 我們的簽約供應商直接向 HTH* 收費，從而消除繁文縟節和文書工作的麻煩。 HTH 成員可以獲得關鍵的健康和安全工具，因此可以避免或快速解決意外危機。 Comprehensive Travel Insurance Options Trip Protector Economy A comprehensive plan that offers travel protection plus travel medical insurance Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost up to 500,000 medical for sickness and injury/$1,000,000 medical transportation TripProtector Preferred coverages plus Cancel for Any Reason (optional). Pre-existing condition exclusion waiver may be available if purchased within 21 days of initial trip deposit( for the Preferred plan and 14 days for the Classic) Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Trip Protector Classic A comprehensive plan that offers travel protection plus travel medical insurance Trip cancellation up to $25,000/Trip interruption up to 150% of trip cost $250,000 medical for sickness and injury/$1,000,000 medical transportation Includes all TripProtector Economy coverages plus Natural disaster, terrorist incident and bankruptcy Pre-existing condition exclusion waiver may be available if purchased within 14 days of initial trip deposit. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Trip Protector Preferred A comprehensive plan that offers travel protection plus travel medical insurance Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost $500,000 medical for sickness and injury/$1,000,000 medical transportation TripProtector Economy and Classic coverages plus Cancel for Any Reason (optional). Pre-existing condition exclusion waiver may be available if purchased within 21 days of initial trip deposit. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Travel Medical Plans Single Trip option for travelers with primary health insurance Short term international travel medical plans for leisure, educational, missionary or business travel Choice of varying medical limits and deductibles For trips outside the U.S. up to 6 months for ages 95 or younger Covers pre-existing conditions for medical services and medical evacuation. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Single Trip option for travelers without primary health insurance Short term international travel medical plans for leisure, educational, missionary or business travel Choice of varying medical limits and deductibles For trips up to 6 months for ages 95 or younger Covers pre-existing conditions for medical evacuation. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Multi Trip Annual Plan Medical Benefits Essential Choice Maximum International Benefits per Insured Person per policy period: $500,000* $1,000,000* For Individuals aged 70 - 95, the Maximum International Medical Benefit for Multi-Trip Preferred is $100,000. Deductible per Insured Person per policy period Global Health and Safety Services 24 Hour/ 7 Day Global Medical Assistance Covers all international trips (up to 70 days duration per trip) in a 12 month period. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Speciality Plans International Students & Faculty Coverage for international students and faculty in the U.S. and Abroad Unlimited medical maximum Deductible waived for office visits/J1 Visa compliant options No waiting period for preventive services Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Outbound option for Students & Faculty Short term health insurance for U.S. students and faculty traveling Abroad Up to $1 million in coverage Medical, Evacuation, RX, AD&D No hospital pre-certification penalty Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 HTH旅遊保險？ 知道您可以方便地訪問我們在 180 多個國家/地區的值得信賴的講英語的醫生社區，讓您 充滿信心地環遊世界 HTH 旅行保險的 聯繫信息 > 客戶服務 888-243-2358 > 營業時間 工作日，東部時間上午 8:00 - 晚上 8:00 索賠電子郵件 延長或更新覆蓋範圍 > 理賠工作時間： 工作日，東部時間上午 8:00 - 晚上 8:00 > 理賠聯繫方式 電話：888-243-2358 傳真： 610-293-3528 供應商索賠網站 緊急援助 > 郵寄至 HTH旅遊保險 轉交理賠部 第一大道933號 普魯士國王，賓夕法尼亞州 19406 提出索賠 找醫生/醫院

Generali Global Assistance (Formerly known as CSA Travel Protection) is a leading provider of travel insurance and other assistance services for consumers and business partners around the world. Founded in 1991 and based in San Diego. CSA Travel Protection（現稱為 Generali Global Assistance）是一家為全球消費者和商業夥伴提供旅遊保險和其他援助服務的領先供應商。成立於 1991 年，總部位於聖地亞哥。 Visit website 為什麼選擇 CSA 旅行保障 請放心，他們的品牌名稱可能已更改，但他們提供相同質量的旅行保險、緊急援助和出色的客戶服務，因為您已經依賴了 25 年多。 GGA 還推出了三項新的旅行保險計劃，它們結合了 CSA 幾十年來建立的機構知識和質量，以及全球保險品牌的支持和承保能力。他們能夠充分利用世界上最強大和最成功的公司之一Generali Group 的全球規模和資源，同時保持對客戶服務的承諾。 從取消旅行和延誤旅行等常見旅行問題，到在颶風和直升機醫療後送等緊急情況下提供全天候 24/7 的實地援助，當您的旅行未按計劃進行時，CSA 都在那裡。 綜合 計劃 Premium Plan Ideal for luxury travel, cruises and tours etc An enhanced travel insurance plan designed for more expensive travel, including cruises and tours. Get the highest available benefit limits with amplified coverage for certain trip emergencies. Coverage for Pre-Existing Medical Conditions is only available with this plan. Trip cancellation 100% of trip cost insured Trip interruption 175% of trip cost insured Customize & Buy View Brochure Underwritten By: Generali U.S. Branch, New York, NY; NAIC # 11231. Preferred and Standard Plans Ideal for sporting goods, ski, golf and hiking trips Our Preferred travel insurance plan includes the same coverages and assistance services as the Standard plan, plus specific coverages for Sporting Equipment. Great for ski, golf, hiking trips, international travel and more. Trip cancellation 100% of trip cost insured Trip interruption Up to 150% of trip cost insured Customize & Buy View Brochure Underwritten by Generali U.S. Branch, New York, NY; NAIC # 11231. COVID-19 疾病的承保 範圍 如果您、您的家人或旅伴在旅行前或旅行期間被診斷出患有 COVID-19，並且因疾病符合承保要求 ，您可以獲得旅行取消、旅行中斷、旅行延誤、醫療和牙科、除了我們的 24/7 緊急援助服務之外，還有緊急援助和運輸服務。 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 CSA旅行保護？ 世界在等你。 去旅行吧 CSA Travel Protection / Generali Global 的 聯繫信息 > 客戶服務 800-874-2442 > 營業時間 週一至週五：太平洋時間上午 6 點至下午 6 點，週六至週日：太平洋時間上午 6 點至下午 3 點 索賠電子郵件 延長或更新覆蓋範圍 > 理賠營業時間： 週一至週五：太平洋時間上午 6 點至下午 6 點 > 理賠電話 電話：800-541-3522 傳真：877-300-8670 > 郵寄至 忠利全球援助 郵政信箱 939057 加利福尼亞州聖地亞哥 92193-9057 供應商索賠網站 緊急援助 提出索賠 找醫生/醫院

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  Legal Disclaimer Travel with Insurance provides the www.travelwithinsurance.com website as a service to the public. Travel with Insurance is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any information contained within this website. While the information contained within this website is periodically updated, no guarantee is given that the information provided in this website by third parties is correct, complete, and up-to-date. Although Travel with Insurance website may include links providing direct access to other Internet resources, including websites and third-party providers, TRAVEL WITH INSURANCE is not responsible for the accuracy, content of information contained in these sites nor the final service provided by these entities. Product information is based solely on material received from suppliers.

A leading provider of USA & International Travel Insurance, Visitor Insurance for visitors traveling to the USA, Trip Cancellation Insurance, International Student Insurance and more. Founded in 1998, Trawick International® offers many different types of insurance products to travelers all around the world. They continue to research ground-breaking plans to satisfy the needs of travelers everywhere. 美國和國際旅行保險、前往美國旅遊的遊客保險、旅行取消保險、國際學生保險等的領先供應商。 Visit website 為什麼選擇 特拉威克國際 Trawick International® 成立於 1998 年，為世界各地的旅行者提供多種不同類型的保險產品。他們繼續研究突破性的計劃，以滿足各地旅客的需求。 Trawick International 是一家全球保險提供商，在國際旅行醫療保險和國際學生健康保險方面擁有專業知識。他們為出國旅行的任何人提供醫療保險、緊急疏散、遣返、緊急團聚、安全/政治疏散等等。 Trawick International 在美國和世界各地提供廣泛的全球優質醫生、醫院和藥房網絡。” Trawick International 在 Forbes Advisor 為消費者提供的最佳旅遊保險公司 名單中獲得最高榮譽。在金融新聞媒體排名的 15 家旅遊保險公司中，Trawick International 根據《福布斯》嚴謹的數據驅動方法排名第一。 Trawick International 獲得美國商業改善局 (BBB) 的認可，並因其負責任、值得信賴和以客戶為中心的業務運營獲得 A+ 評級。 Comprehensive Travel Insurance Options Safe Travels Pathway Plus Pathway Plus is a mid-level travel protection and travel medical insurance plan designed for travelers seeking reliable coverage for both trip investment and unexpected medical emergencies. This plan offers balanced benefits, including trip cancellation and interruption protection, emergency medical and evacuation coverage, and optional upgrades for added flexibility. Pathway Plus is well suited for U.S. residents traveling domestically or internationally for up to 90 days who want dependable protection without the cost of a premium-tier plan. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Wesco Insurance Company Safe Travels Pathway Premier The Pathway Premier plan features coverage for Pre-Existing Condition coverage if purchased on or prior to final payment. For leisure or business travel for domestic and international trips. This plan includes Worldwide 24/7 Emergency Assistance Services, Trip Cancellation and Interruption,Up to $150,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels Pathway Essential The Pathway Essential plan is an Economical Travel Protection and Travel Medical Insurance covers up to $25,000 trip cancellation and trip interruption. Also included is $25,000 primary emergency accident and sickness medical coverage. It covers $600 for potential accommodations/lodging expenses due to trip delay and airline ticket change fee. Covers Emergency medical evacuation and repatriation. Provides secondary baggage loss and delay. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Wesco Insurance Company Safe Travels Pathway Domestic Pathway Domestic is a comprehensive U.S. travel protection plan designed to give you peace of mind on every trip, offering 100% reimbursement for trip cancellations or interruptions up to $14,000, plus valuable coverage for delays, missed connections, and baggage issues. With included perks like airport lounge access for qualifying flight delays and a complimentary pre‑travel medication consultation through Runway Health. Optional add‑ons such as Rental Car Damage and Accidental Death & Dismemberment benefits let you customize your protection, ensuring you’re covered from departure to return. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by: Wesco Insurance Company Travel Medical Plans Safe Travels Outbound Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Primary Medical Plan for US Citizens and US Residents traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Customize & Buy View Brochure Underwritten by Nationwide Mutual Insurance Company Safe Travels Outbound Cost Saver Safe Travels Outbound Cost Saver is an excess temporary travel medical plan for US Citizens and US Residents while traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Customize & Buy View Brochure Underwritten by Nationwide Mutual Insurance Company Safe Travels USA For NON US Citizens traveling to the USA or traveling to USA with a side trip or stop in another country (Must have some time in USA) For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Safe Travels USA Cost Saver Safe Travels USA Cost Saver plan provides coverage to non-US citizens who reside outside the USA and are traveling outside their Home Country to visit the United States or to the United States & Worldwide for up to 364 days This plan is not available to green card holders in the USA or US Citizens. This plan is not available to anyone age 90 or above. This plan does not cover any treatment for or complications arising from COVID-19, SARS-CoV-2 Illness. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels USA Comprehensive For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days. Covers Acute Onset of Pre-Existing conditions up to the policy maximum on some ages. Covers one Well Visit per policy. Rates are based on age, policy maximum and Out of Network Deductible choice. COVID-19 EXPENSES are covered and treated as any other sickness. Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Safe Travels International Travel Medical and Related Benefits for persons traveling outside their home country. Up to $1,000,000 Medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels International Cost Saver Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. It does not cover any treatment for or complications arising from COVID-19,SARS-CoV-2 Illness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch 專業計劃 Collegiate Care Elite Collegiate Care Elite Highlights United Healthcare PPO Network Sports Activities Coverage Motor Vehicle Accident coverage Unlimited medical maximum Maternity coverage COVID-19 EXPENSES are covered and treated as any other sickness Collegiate Care Elite Student Plans for students, scholars, and educators while outside their home country in the USA (Must be enrolled in or work for the school) Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Collegiate Care Essential Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC 專業計劃 Safe Travels Rental Plus Safe Travels Rental Plus is an important way to protect your vacation investment against unforeseen circumstances that may occur before or during your scheduled trip. Travel Protection and Cancel for Any Reason Travel Protection offered Available to US Citizens and US Residents. Coverage may be purchased at time of initial booking; Up to 30 days before initial check-in. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 特拉維克國際？ 每次旅行的旅行保險 Trawick International 的 聯繫信息 與這些政策一起使用：Safe Travels USA Cost Saver、Safe Travels USA Comprehensive、Safe Travels International（美國除外）、Safe Travels International Cost Saver（美國除外） > 客戶服務 888-301-9289 > 營業時間 工作日上午 8:00 - 下午 6:00（美國中部時間） 索賠電子郵件 延長或更新覆蓋範圍 > 理賠營業時間 工作日上午 8:00 - 下午 6:00 CST > 理賠聯繫方式 電話：866-696-0409 傳真：866-616-0444 供應商索賠網站 緊急援助 > 郵寄地址 代表 Crum 和 Forster 的 Co-ordinated Benefit Plans, LLC 郵政信箱 2069 費爾霍普 (阿拉巴馬州) 36533 提出索賠 找醫生/醫院

Travel with Insurance can be overwhleming. Visit our FAQ section to help guide you on common questions and information you need to know. 常見問題解答 經常問的問題 What if I contract Coronavirus while I’m on my trip? If you purchase one of the recommended plans, your medical expenses for Coronavirus can be covered by the COVID-19 Treatment benefit and your medical expenses for treatment for Coronavirus contracted on your trip can be covered. Coverage for COVID-19: Benefits may include coverage for Travel Delay if you are delayed for the required number of hours for an applicable covered reason. Covered reasons vary by plan, so review your plan document. What kind of travel insurance covers for Covid? Both travel medical insurance and trip insurance offer specific Covid related coverage and benefits. This includes coverage for the highly transmissible Omicron variant. If any strain of Covid is contracted after the policy effective date, then travel medical insurance can provide coverage. Similarly, if someone has to cancel their trip due to contracting Covid, trip insurance can cover some of the non-refundable costs. For the most up-to-date information on the Omicron variant or any other variant, please contact the WHO or the CDC. Does travel insurance cover the Covid test? There are plans that offer Covid coverage that will cover the cost of testing if the insured is having symptoms and the attending physician orders it for diagnostic grounds. Preventative Covid tests do not qualify for coverage. Will my visitor insurance cover for Covid vaccination? Travel insurance does not cover the Covid vaccination, which means you'll need to pay for the Covid vaccine. If you're traveling to the United States, for example, make sure you do research on exactly which vaccines are acceptable. However, if the virus was contracted during the policy's coverage period, there are travel medical and trip cancellation insurance plans that can cover Covid treatment and services. With the introduction of new Covid variants, it is recommended that you obtain travel medical insurance coverage that includes Covid benefits so you can relax while traveling overseas. Does travel insurance cover quarantine? Is quarantine covered by Covid travel insurance? Covid coverage and quarantine benefits are included in several travel medical and trip insurance plans. To use the quarantine benefits on their travel medical insurance plan, the policyholder must meet the following requirements: Covid-19 and quarantine indemnity compensation must be covered by your travel medical insurance plan. After the policy's effective date, the attending physician must diagnose Covid-19. In order to be covered, services and treatments must be ordered by a medical doctor. This can entail things like diagnostics, treatment, medicine, and being placed in quarantine. If I cancel my trip because of Covid, will it be covered? If you have travel medical insurance and need to cancel your trip due to Covid, you may cancel and obtain a refund before the effective date, depending on the plan you selected (date of departure). For any limitations or exclusions, please verify the cancellation terms and conditions for your specific plan. A "free look back period" is a period during which a policyholder can cancel their trip insurance coverage and receive a full refund if they do so within a certain duration. The length of the free look back period varies by plan. If a policyholder needs to cancel a trip due to contracting Covid after the free look back time has elapsed, they can use the trip cancellation benefit on the policy. If an insured person has to cancel their trip due to Covid illness, they can claim the policy's trip cancellation benefit once the free review period has expired. This benefit can cover up to 100% of non-refundable prepaid travel expenses. If the holder of a travel insurance policy needs to cancel for any other reason that is not covered, he/she should consider purchasing a plan that offers Cancel for Any Reason (CFAR) coverage. CFAR is an optional benefit that policyholders can add to their standard coverage. With this benefit, you can cancel for any reason and the insurance company can reimburse the policyholder for up to 75% of the prepaid non-refundable travel expenses. Can I Buy Travel Insurance if There are Travel Advisories in Place? With the vaccine rollout, many countries are allowing travel again. If you decide to travel, be sure to take necessary precautions to protect yourself and your loved ones from the virus. Some countries are now requiring all visitors to purchase travel insurance. Please refer to your local government’s regulations and advisories. If I am Traveling Overseas and I Get Covid, Can My Travel Insurance Help Me Be Evacuated? Some travel medical and trip insurance plans do provide coverage for emergency medical evacuation. The coverage and limitations on the emergency medical evacuation will depend on the plan purchased. The evacuation will either be to the nearest hospital or back to the insured’s home country for additional treatment. Be sure to read the policy details carefully before purchasing. If I am Overseas and Get Covid, Will My Domestic Health Insurance Cover It? Many people may not know that their domestic healthcare most likely will not provide coverage outside of their home country. This is why it’s important to have a travel insurance plan while traveling abroad. Do I need Travel Insurance? Travel is unpredictable, even at the best of times. Travel insurance helps to protect you against the unexpected. If your trip is canceled unexpectedly or ends early, would you be able to easily accept the financial loss? Or, if someone in your party required evacuation due to a medical issue, could you cover that expense? Travel insurance can help with these concerns and many more. Why is comparing travel insurance important? Travel insurance is unique and varies depending on the details of your trip. The best policy covers only what you need at a price that fits your budget. You can compare dozens of providers on our site using our comparison engine, filtering for only the specific coverage options you want. If you need help, our licensed travel insurance agents can assist you in comparing plans and reading the fine print for you to help explain the exclusions. What coverage do I need? That depends entirely on you. Are there pre-paid, non-refundable trip costs you are unwilling to lose? What unpredictable expenses would you not be able to cover? Reasons that might cause an unexpected cancellation? Different plans and options are available for various concerns and coverages that you may need. Does travel insurance cover covid 19 illness? There are some USA Covid travel insurance plans available for travel that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country. What you need to know about travel exclusions If pandemics or epidemics aren’t always excluded why are people getting surprised by their policy’s coverage? For the most part, people are not cancelling their trips because there are illnesses in the world. There have always been serious illnesses in different places and most people have opted not to go to those places. Instead, you’re likely being forced to change your travel plans due to any one or a combination of these common Travel Insurance Exclusions: A government regulation, mandate or prohibition Failure of any tour operator, common carrier, person or agency to provide the bargained-for travel arrangements. If a travel supplier changes the itinerary, but still gives you a similar trip or a future travel credit or waives the change fees, there’s no payable claim. Changes in plans by the Insured, a Family Member, or Traveling Companion, for any not-covered reason; unless the optional Cancel for Any Reason coverage was purchased. Fear, worry, concern about something that might happen on the trip. Read this if your doctor’s suggesting you don’t take your trip: Don’t Cancel for Your Own Medical Reasons If You’re Not Ill or Injured What's the difference between travel insurance and travel medical insurance? Travel insurance is a great way to protect your financial investment for your trip. Travel benefits can provide coverage for prepaid, non-refundable trip costs and some plans also offer limited medical coverage benefits. Travel medical insurance is primarily used for short term medical coverage when you are traveling outside of your home country. Your domestic insurance plan often does not provide coverage for you in foreign countries. If you were to fall ill or get in an accident, you could have to pay out-of-pocket for those expenses. Travel Insurance may provide coverage* for items such as: Prepaid, non-refundable expenses Trip cancellation** Travel delay Trip interruption Lost or stolen luggage Emergency medical evacuation* Accident and sickness medical expenses* How Travel, Trip, Cruise Cancellation Insurance Works" Trip Cancellation Insurance coverage: You, a close family member or a traveling companion gets hurt or sick before you leave (your medical records must substantiate what happened to you). Travel Insurance reimburses you the money you lose. This may include pre-existing medical conditions. Other events that could cause you to cancel your trip are: you’re required to work or natural disasters. Trip Interruption Insurance coverage: You, a close family member or a traveling companion gets hurt or sick during your trip and you have to return home early. Before the trip it’s trip cancellation. During the trip it’s trip interruption. Our plans provide coverage for the unused value of your trip and the cost of one-way airfare up to the plan’s limit. Emergency Medical & Evacuation Insurance coverage: You get ill or injured (ie – hit by a cement truck) on your trip. Travel Insurance can reimburse you your medical expenses including medical transportation home. Our plans won’t leave you in a foreign country. See why Medicare doesn’t cover you outside the USA. A Trip Delay forces you to have extra meal and accommodation expenses when you are delayed up to 6 or 12 hours (varies by plan) getting to your destination or returning home as scheduled. Your luggage is delayed, lost, stolen or damaged. If your checked luggage doesn’t arrive within 12 or 24 hours (varies by plan), you may be reimbursed for items you need to buy. Or if it’s damaged or never arrives, most policies provide coverage. You are able to get a “Cancel For Any Reason” plan to cover any possible reason to cancel your trip including: you change your mind, you’re afraid to travel, you just don’t want to go. Is the coverage offered by my credit card sufficient? Enter your answer here Do you need trip cancellation? Trip insurance (also called Trip Cancellation or Comprehensive Travel Insurance) covers cancellations, interruptions, baggage, delays, medical, evacuation, and more. Travel Insurance with Trip Cancellation coverage will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason. Check out these plans below! Trip Cancellation | Travel with Insurance Are you looking for travel insurance for sports / adventure travel? We've got the perfect plans! Check these out our recommended travel insurance plans below Are you traveling long term? Expatriates, Marine Crew, Missionary? We have narrowed down your search to these recommended plans for you to select from. Are you a student looking for travel insurance? As an international student, peace of mind is a priority when you study abroad. Your educational adventure or cultural exchange program should be an enjoyable experience. These plans are designed to specifically meet the needs of international students, scholars, and people involved in long-term educational and cultural exchange programs. Plans that offer a robust package of benefits while outside your home country. Do you need help with a claim? Please send us your full name, contact details and most importantly - your policy number so that our team can assist you promptly! Are you traveling in a group? Looking for the best rates? We've got you covered! Group travel insurance policies offer comprehensive benefits to cover travelers' main concerns, including Trip Cancellation and Trip Interruption, Emergency Medical, Medical Evacuation, and Travel Delay coverage. Check out our recommended plans below Are you going on a cruise? Need the best coverage? Now that sounds like an adventure! Let's get you covered with the best travel insurance plans available. . There are often cancellation penalties tied to travel purchases, especially cruise trips, and you could get a portion of your trip costs back or none at all. Those penalties tend to get more severe as the departure date gets closer. This is where Trip Cancellation coverage can help you. Check out our recommended cruise insurance plans below Do you need medical evacuation and repatriation plans? This type of plan covers the expenses and associated services for your emergency medical evacuation or repatriation back to your home country. Are you still unsure which plan is best for you? That's ok! We're here to help! If you're anything like us and enjoy speaking to a human, please leave your name and best way to contact you and one of our friendly TWI agents will reach out to you. We will help you go through the various options and best insurance plans for your trip. Or alternatively, send us an email with your trip details and we will assist you personally in getting the perfect plan for your trip. Traveling to Costa Rica? Such a beautiful place! We've got you covered! Check out these travel insurance plans specifically designed for traveling to Costa Rica. A Annual Multi-Trip Plan Provides coverage for all trips made within a year. B Baggage and Personal Effects Coverage Covers a policy holder’s baggage, passport, credit cards, and personal effects. Benefits The amount a beneficiary receives from the insurance provider after a claim has been filed. Benefit Period The period of time during which the insured receives compensation from their insurance company for medical purposes, and can vary from policy to policy. For example, one policy may state that your benefit period begins the day you are hospitalized for a serious illness and ends 30 days after you stop receiving treatment. C Co-Insurance or Co-Pay Refers to the amount paid by the policy holder after payment of the deductible is completed. Common Carrier Any land, sea, or air conveyance operating under a valid license for the transportation of passengers for hire. Continuous Coverage Health insurance coverage that is not interrupted by a lapse of a predetermined number of days. Coverage Area The geographical region where an insurance policy is in effect. Covered Expenses Expenses that the insurance company agrees to cover based on the insurance policy purchased. A summary of “covered expenses” will be listed in the Schedule of Benefits. Covered Reasons The specific situations and events that are covered by a specific coverage or policy. D Deductible The amount a policy holder is required to pay before the insurance provider starts making payment. It can be a yearly amount, an amount based on the duration of the policy, or amount based on incident. Death Benefit (Survivor Benefit) The total compensation that is paid to the beneficiary of the life insurance plan when the insured passes away. Dependent Usually a spouse and/or children who are legally dependent on the insured. Depending on the insurance plan, dependents may qualify for insurance coverage on the insured’s policy. E Emergency Benefits Provides coverage for expenses incurred when a person is transported to a place where they receive immediate medical attention. Evacuation: Emergency Evacuation Categories Emergency medical evacuation (to the nearest qualified medical facility that can handle the medical condition) Medical due to outbreaks, epidemics The threat of natural disaster Political evacuation due to civil unrest (treated separately) Includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes includes remote transportation in the event of a diagnosis of a critical medical condition that is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment (after any deductibles) is usually paid from your medical insurance benefit. May also include an Emergency Reunion Benefit, or Return of Minor Children. Emergency Reunion Coverage Covers the traveling and accommodation expenses incurred when a friend or family member of an ill or injured policy holder travels to visit them. Exclusions Expenses the insurance provider will not cover, and they usually include expenses that result from participation in high-risk sports or recreational activities. Effective Date The date when the insurance coverage becomes effective. Elimination Period (Waiting Period) the period of time between the insured’s accident and the arrival of benefit payments. For example, if you broke your leg in January and received your first benefit payment in February, the elimination period would be one month. Epidemic An outbreak of a contagious disease that spreads rapidly and widely and that is identified as an epidemic by The Centers for Disease Control and Prevention (CDC). Exclusions Cases under which an insurance provider does not provide coverage to the insured. For example, an insurance company may include an exclusion for car accidents if the insured is driving under the influence. Expatriate Insurance Expat insurance policies designed to cover financial losses that expatriates face while living and working in a country other than their own. F Family Plans Plans that cover every member of a family who is traveling, and they usually come with discounted rates. G Grace Period A period of time after an insurance premium payment is due during which the insured can fully enjoy the insurance coverage without incurring an additional fee. Grace periods can range from 24 hours to 30 days, and after their expiration, the insured will be required to pay an additional fee. H Hazardous Sports and Activities Coverage Refers to coverage of medical expenses incurred to treat a policy holder who becomes injured because of participation in hazardous sports and activities, such as: sky diving, scuba diving, or rock climbing HIPAA The Health Insurance Portability and Accountability Act. This is also known as the Kassebaum-Kennedy Act enacted by the US Congress in 1996. It includes basic requirements for health insurance privacy and portability of health insurance, thus avoiding the exclusion of coverage for pre-existing medical conditions. Hospital Indemnity Hospital indemnity will provide $$ for each night you spend in the hospital as an inpatient when receiving treatment for a covered illness or injury. Hospital indemnity benefits are typically not subject to a deductible or coinsurance and are in addition to the payments for other covered expenses. I Insured The individual who is covered by the travel insurance policy. Individual Plans Plans that provide coverage for only one person. Inflation Protection A feature of certain insurance policies whereby the value of benefits increases by a certain, pre-defined percentage during specific time periods to assure that insurance coverage grows at the same pace as inflation. Insurance Provider Network The grouping of hospitals, doctors, and other health care providers that the insured will receive the maximum insurance coverage from working with. Health Maintenance Organization (HMO) – an insurance provider plan that typically limits customers to receiving insurance coverage only when working with one specific network provider. Preferred Provider Organization (PPO, or Participating Provider Organization) – an organization of hospitals, doctors, and other health care providers who have agreed to provide health care at reduced rates to clients of a particular insurance provider. Healthcare providers who fall into your provider’s PPO are often referred to as “In-Network” providers, while healthcare providers outside of your insurance provider’s PPO are referred to as “Out of Network” providers, and will typically cost you much more than in-network providers. In-Network, Out-of-Network Medical facilities and practitioners that have contracted with the insurance companies to provide discounted rates, direct billing, and other services are considered In-Network (See more about Doctor Networks). Those facilities that have not contracted are considered “Out-of-Network.” The insured will typically save money by using “In-Network” providers and facilities. In-patient A patient admitted for at least a 24-hour residence (or at least overnight) in a medical facility where he is being treated. Insurance Broker An agency or individual who works as an intermediary between a person wanting insurance and one or more insurance companies to guide them in the purchase of insurance. (See Why Work with an International InsuranceBroker) IPMI International Private Medical Insurance or Global Health insurance. J K L Lost Luggage Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost. Aka Loss/Theft, if there is damage to, or loss of, or theft of your checked or stored baggage or personal items (Defined as suitcases, clothing, toiletries, books, photo equipment, mobile phones, and laptops) by a common carrier, or while stored with your hotel. It will also usually include coverage for the replacement costs of travel documents, and sometimes bag tracking. May, or may not, include delayed baggage. Lifetime Maximum The maximum amount an insurance company will pay for all benefits received. The usual limits are $1,000,000; $3,000,000 or $5,000,000 but may be greater or, in some cases, unlimited. Loss Injury or damage sustained by you in consequence of the happening of one or more of the occurrences against which the company has undertaken to indemnify you. M Maximum Policy Coverage Refers to the maximum compensation that will be paid for expenses covered by a policy. Medical Evacuation (MedEvac, medivac) Timely and efficient evacuation and in-route care of ill or injured persons, usually by air transportation, to a place where they can receive adequate medical care. Medically Necessary Treatment that’s appropriate for your illness or injury, consistent with your symptoms, and that can safely be provided to you. It meets the standards of good medical practice and isn’t for your convenience or the provider’s convenience. N Non-Refundable Travel Expenses These are expenses paid for a trip that cannot be reimbursed, and they include accommodation deposits and airline tickets. Natural disaster A large-scale extreme weather or environmental event that damages property, disrupts transportation, or endangers people. Examples include earthquakes, fires, floods, hurricanes, or volcanic eruptions. O Online Fulfillment Electronic communication of Medical ID card, certificate or indication of coverage, information on the policy purchased, how to file a claim, and the insurance company’s contact information. Outpatient A patient who receives medical treatment at a clinic or hospital, but is not admitted for an overnight stay. Out-of-Pocket Expense The total amount that you will pay towards your medical expenses. P Pre-Existing Conditions Refers to medical conditions of policy holders that existed before the insurance policies were purchased: Usually, insurance providers will only provide minimal or no coverage for expenses related to such conditions. Premium The amount paid to purchase a travel insurance plan. The payment can be made in advance, once every month or year, or before every trip. Primary Coverage Form of coverage provides insurance for the policy holder even though you have other coverage. Policy Year The amount of time from the effective date of the policy that comprises one full year. For example, if the effective date begins April 14, 2009, the policy year will end at midnight, April 13, 2010. Political Evacuation Often lumped together with non-medical or security evacuation, political evacuation is for situations where one is either trapped, or expelled, or at risk due to civil uprisings, riots, military coups, political unrest, or being identified as a “persona non grata” in the country you are visiting. Security evacuations (necessary for impending natural disasters, etc.) are different from political evacuations. Political evacuations are for situations of political instability, civil unrest, or military action. Coverage is sometimes dependent on the United States Department of State, Bureau of Consular Affairs, or similar government organization of the insured person’s home country, ordering the evacuation of all non-emergency government personnel from the host country. Pre-certification The need to check with the insurance company before receiving medical care, generally for major medical procedures, to confirm if the medical care received will be covered by the insurance company. Premium Payment for insurance, the amount paid by the insured to the insurance company for health insurance coverage. Preventive Care Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations, and immunizations. Q Quarantine Mandatory isolation or restrictions on where you can go, intended to stop a contagious disease from spreading. R Rental Car Insurance Covers theft or damage of a car rented by a policy holder during their trip. It also covers the damage and injury sustained by other people if the policy holder causes an accident. Repatriation Benefit Refers to the coverage of expenses for preparing and sending the deceased person’s body to their own country Rider (Waiver) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. S Secondary Coverage Only offers insurance for expenses not included in the primary coverage. Single Trip Plan A policy that provides coverage for only one trip Schedule of Benefits (SOB) A list of the benefits, amount of coverage provided in an insurance policy, usually one or two pages in length. Scheduled Departure Date The date on which you are originally scheduled to leave on the trip. Scheduled Return Date The date on which you are originally scheduled to return to the point of origin or to a different final destination. Sickness An illness or disease which is diagnosed or treated by a physician after the effective date of insurance and while you are covered under the policy. Subrogation Steps the travel insurance company takes, after paying a claim, to collect from other available sources such as other insurance plans or travel suppliers. T Travel Assistance Services Refers to assistance available to a policy holder when they experiences difficulty in a foreign location. It includes: 24-hour emergency phone services, legal assistance, visa and passport assistance, and others. Travel Supplier Bankruptcy or Default Refers to coverage of expenses incurred when a travel supplier goes bankrupt or defaults from providing travel services. Trip Interruption Insurance Provides coverage for policy holders who interrupt or cancel their trips because of acceptable reasons such as injury, illness, death of a relative, flight problem, and others. Terrorism Terrorismis an act or threat of action by a person or group of people, whether acting alone or in connection with an organisation or government, committed for political, religious, ideological or similar purposes intended to influence any government or to frighten the public or any section of it. An 'action' means: violence, damage to property, putting life in danger, creating a public health risk, or disrupting electronic systems or transport services. Trip Cancellation Provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death, or other specific unforeseen circumstances. The “trip cancellation” benefit covers you in the event you have to cancel prior to your trip due to a covered reason listed in your travel insurance policy prior to your departure date. Trip Interruption Trip interruption plans typically reimburse you for pre-paid non-refundable travel expenses if an unexpected crisis (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be canceled, interrupted or delayed. U Usual, Customary, and Reasonable Charges Average amounts charged by travel insurance providers for certain services, treatments, or procedures in the same locality. Underwriter (1) The company that receives the insurance premium and accepts the responsibility to cover medical costs; (2) The employee in an insurance company who decides whether or not the insurance company should assume the risk of offering the insurance to an individual or group; (3) An insurance agent. Usual, Reasonable & Customary (UCR) The amount an insurance company will pay for a covered medical expense based on the customary charges of all medical providers in a given geographic area for a similar service. V Valuables Jewellery, watches, glasses (including sun glasses), contact lenses, keys, hearing aids, any electric, electrical or electronic items or equipment including their accessories (e.g. mobile phones, laptops, games consoles, portable audio equipment, portable visual equipment, memory sticks, chargers, dongles), any kind of photographic or recording equipment and their accessories (including CDs, DVDs, tapes etc), items made of or containing precious metals or (semi) precious stones, furs, animal skins, antiques, binoculars, telescopes, musical instruments. W Waiting Period A period of time the insured must wait before some or all of the coverages offered in an insurance plan begin and the insured can receive benefits. Waiver (Rider) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. Wellness Benefit (Preventive Care, Well-care) Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations and immunizations. X Y Z

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  旅遊夥伴 Travellulu 是一家提供全方位服務的精品旅遊公司，位於加利福尼亞州洛杉磯，深受旅行癖的驅使，我們策劃了令人難忘的典型旅行體驗。我們對我們推薦的每個地方的深入了解，為我們提供了對世界上偉大目的地的獨特視角。這與我們在旅行領域數十年積累的專業知識相結合，激勵我們根據您的個人需求和願望量身定制非凡的旅程和深刻的冒險。 我們期待計劃您的下一次冒險！ 您的定制旅行之門 雖然簡單地上網並預訂度假套餐、酒店住宿、遊輪或機票似乎很容易，但這並不意味著您可以獲得最優惠的價格、最好的房間、最低的價格、可靠的信息或專業的服務。 Morocco Greece Thailand Israel Cambodia Vietnam Fiji Egypt South Africa Italy African Safari Image by Lance Anderson Club Med Morocco Greece Thailand Israel Cambodia Vietnam Fiji Egypt South Africa Italy African Safari Image by Lance Anderson Club Med Morocco Greece Thailand Israel Cambodia Vietnam Fiji Egypt South Africa Italy African Safari Image by Lance Anderson Club Med 訪問 Travellulu 網站 TRAVELULU 是 RED C GROUP LLC 的一個部門

Travelex Insurance Services is a leading travel insurance provider in North America with over 55 years of combined industry expertise of helping people dream, explore and travel with confidence. Travelex is committed to delivering exceptional products and services to their clients. IMG 是一家屢獲殊榮的全球保險福利和援助服務提供商。 25 多年來，它們通過提供他們需要的保護和他們應得的支持，使成員減少了擔憂並獲得了更多體驗。自 1990 年以來，IMG 通過提供世界一流的產品、客戶服務和福利，為幾乎每個國家的數百萬人提供了支持。 Visit website 為什麼選擇 IMG保險 IMG 知道出國旅行的原因多種多樣——這就是為什麼他們的產品也是如此。他們提供國際醫療保險產品的全方位服務方法包括為度假者、短期或長期在國際上工作或生活的人、經常在國家之間旅行的人以及擁有多個居住國的人提供服務。 由國際多語種專家和訓練有素的客戶服務專業人員組成的敬業團隊通過他們想要的服務支持會員所需的好處。 IMG 提供全系列的旅行保護計劃，包括iTravelInsured Travel Lite 、 iTravelInsured Travel SE 和iTravelInsured Travel LX ，為旅行取消、行李延誤、旅行中斷、醫療福利和許多其他與旅行相關的事件提供不同級別的保險和花費。這些計劃旨在保護您在旅行前或旅行期間發生不良事件時免受經濟損失。 綜合 計劃 Comparison Quote Each of the Travel Insured Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage as well as Travel Medical Insurance and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers frequently deny as out of network. With the medical benefits included in these plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected travel medical and evacuation expenses Customize & Buy View Brochure AM Best Rating: A Excellent Underwritten by United States Fire Insurance Company Worldwide Trip Protector (WTP) Accident & Sickness Medical Expense $100,000 Option for Cancel for Any Reason (CFAR) and Option for Interruption for Any Reason (IFAR) Medical Evacuation and Repatriation of Remains $1,000,000 Non-Insurance Worldwide Assistance Services are included in both plans and include Medical or Legal Referral, Inoculation Information, Hospital Admission Guarantee, Telemedicine, House Calls, Translation Service, Lost Baggage Retrieval, Passport/Visa Information, Emergency Cash Advance, Bail Bond, Prescription Drug/Eyeglass Replacement, ID Theft Resolution Service, Concierge Service, and Business Concierge The Pre-Existing Condition Exclusion will be waived if you purchase the protection plan within 21 days of the date your initial trip payment or deposit is received and you are medically able and not disabled from travel at the time you purchase the plan. COVID 19 is considered an illness and treated the same as any illness Customize & Buy View Brochure AM Best Rating: A Excellent Underwritten by United States Fire Insurance Company World Trip Protector (Edge) Accident & Sickness Medical Expense $10,000 Medical Evacuation and Repatriation of Remains $100,000 Non-Insurance Worldwide Assistance Services are included in this plan and include Medical or Legal Referral, Inoculation Information, Hospital Admission Guarantee, Telemedicine, House Calls, Translation Service, Lost Baggage Retrieval, Passport/Visa Information, Emergency Cash Advance, Bail Bond, Prescription Drug / Eyeglass Replacement, ID Theft Resolution Service, Concierge Service, and Business Concierge The Pre-Existing Condition Exclusion will be waived if you purchase the protection plan within 14 days of the date your initial trip payment or deposit is received and you are medically able and not disabled from travel at the time you purchase the plan. COVID 19 is considered an illness and treated the same as any illness. Customize & Buy View Brochure AM Best Rating: A Excellent Underwritten by United States Fire Insurance Company 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 IMG保險？ Travel Relaxed. Travel Secure. Travel Insured. IMG 保險的 聯繫信息 > 客戶服務 866-263-0669 > 索賠電子郵件 請參閱 IMG 文件上的傳真號碼、電子郵件地址或郵寄地址。 >郵寄至 北子午街2960號 印第安納波利斯, IN 46208 索賠電子郵件 供應商索賠網站 提出索賠 Compare Plans

Worldwide health / travel insurance specifically designed for crews, missionary or student travelers as well as annual plans for individuals and their families who intend to be outside their home country for at least 3 months each year. These plans are designed to support the international lifestyles of those who travel to or from the United States for extended periods of business, leisure and study. 需要單程/多程 旅遊 保險？ 您經常出差，但不擔心行程取消、延誤或行程中斷的問題嗎？ 有多種提供年度旅行保險的計劃可供選擇。首先，可以選擇在一年中國際旅行時為您提供保障的旅行醫療計劃。主要醫療保險必須到位才能獲得多次旅行醫療計劃的資格，並且注意每次旅行的最大允許長度也很重要，這因計劃而異。其次，只要您離家超過一定距離（通常為 50-150 英里，取決於計劃），年度緊急疏散會員資格就可以為您提供保障。最後，一些意外死亡計劃提供可選的多次旅行保險。 > 我什麼時候應該考慮年度旅行保險計劃？ 很簡單，如果您在一年內安排了多次旅行。 但是要知道，您必須在兩次旅行之間回家。一次前往多個目的地的旅行不符合年度旅行保險計劃的資格。但是，如果您要回家短暫停留，然後再啟程前往不同地點，您可以考慮制定年度或年度計劃。 > 年度計劃包括什麼類型的保險？ 大多數多程年度計劃主要側重於旅行醫療和緊急疏散保險或僅提供緊急醫療疏散保險。這意味著綜合旅行保險計劃的標準承保範圍通常不包括在內（旅行取消、旅行中斷和旅行延誤）。一些年度多次旅行計劃確實包括有限的行李丟失保險——但不是全部。 如果您正在尋找意外死亡保險，您可以購買多次旅行的意外死亡和傷殘保險。這是一些意外死亡計劃的一個選擇選項，需要額外付費購買。 > 包年 套餐是經常出差的好選擇嗎？ 如果您在一年中多次旅行，您可能正在尋找適合您特定需求的旅行保護。這些需求最有可能集中在出國旅行時的緊急醫療護理上。 年度或年度旅行保險計劃是一個完美的解決方案。在海外旅行時，您的主要醫療計劃可能不承保您。年度旅行保險計劃可以幫助抵消承保的醫療保健需求的費用。與往常一樣，如有任何具體的旅行保險問題，請聯繫我們的客戶服務專家。 需要單程/多程 旅遊 保險？ Global Medical Insurance (Long Term) Long-term (1+ year) worldwide medical insurance for individuals and families Annually renewable medical coverage Deductible options from $100 to $25,000 Maximum limit options from $1,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's Global Crew Medical Long-term (1+ year) worldwide medical insurance for marine captains & crew members Annually renewable medical coverage Deductible options from $100 to $25,000 Maximum limits from $1,000,000 to $8,000,000 Premium modes to schedule the frequency of payment that meets your needs Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's International Marine Medical Worldwide group coverage for professional marine crew $5,000,000 maximum benefit per insured person per period of coverage Primary to the vessel's Protection and Indemnity insurance (P&I) Coverage for individuals and dependents Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's GeoBlue Xplorer Premier (Standard Expatriate) Complete health insurance plan that you can use anywhere in the world. Annual plan for individuals and families who intend to be outside their home country for at least 3 months a year. Customize your medical coverage to suit your needs. Unlimited annual and lifetime medical maximum. International health insurance that covers you inside and outside the U.S. Immediate coverage of pre-existing conditions with proof of previous coverage. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Crew (Expat Crew Medical Coverage) Complete, affordable worldwide coverage designed for maritime crew members. Annual plan for those who intend to be outside their home country at least 3 months a year. Covers dependents and families (only the subscriber must be in the crew profession). Sailboat racing, scuba diving and alcohol-related injuries are covered. Unlimited annual and lifetime medical maximum. Coverage is primary to protection & indemnity (P&I) insurance. Immediate coverage of pre-existing conditions with proof of previous coverage and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Missionary Medical Coverage Complete, affordable worldwide coverage designed for NGOs, missionaries and those involved in humanitarian work. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a member of an NGO or charitable organization). Unlimited annual and lifetime medical maximum. Immediate coverage of pre-existing conditions with proof of previous coverage. Illnesses and injuries related to terrorism are covered. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Student Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a teacher, student or faculty). Flexible options for plan length. Plan options that meet F1 and J1 Visa requirements. Unlimited annual and lifetime medical maximum. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  你探索 我們保護 搜索並比較推薦的 旅行保險單 Find the right plan for your trip Start Search 熱門 旅遊計劃 Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy 憑藉超過 25 年的保險經驗，我們為您完成了艱苦的工作。我們經過批准且具有競爭力的提供商經過精心挑选和研究，因此您不會被保險選擇所淹沒。我們 向個人、家庭和企業提供基於在線的保險信息，並確保您獲得最好的旅行保險報價和服務。 我們通過強大的領先保險和金融合作夥伴網絡提供全面、有競爭力的服務。 Travel with Insurance 慶祝旅行的冒險，同時確保我們的客戶 安全、受到保護和投保。 在歐洲的 美國遊客 查看相關美國大使館或領事館 的網站，了解有關歐洲旅行的限制、外國檢疫政策和緊急健康信息的信息。 查看常見問題 前往 哥斯達黎加？ 哥斯達黎加政府實施了新要求，要求國外遊客在入境前遵守。我們的計劃滿足並超過了合法進入該國的保險要求。 更多信息 Covid 國家信息 按國家/地區搜索以查看旅行、工作和休閒的最新規則和規定。 查看列表 行業 新聞和提示 來自世界各地的旅行和保險提示、新聞和更新。 維斯特新聞中心 Why do you need travel insurance? Could you afford to lose your non-refundable , pre-paid travel expenses in the case of your trip being cancelled due to an unforeseen event (ex: death of a family member)? Are you traveling to a destination that may be affected by severe weather? If you were to get sick or injured on the trip , would you be unable to pay out of pocket for the necessary healthcare? If your flight is delayed or cancelled , would you seek reimbursement for the inconvenience and additional charges such as change fees? If your luggage is lost or stolen , could you afford to replace the missing baggage or personal effects? TWI will help you find the best plan for your trip 比較 提供商 您可以使用我們的比較引擎比較我們網站上的數十家提供商。旅行保險是獨一無二的，會根據您的旅行細節而有所不同。最好的政策僅以適合您預算的價格涵蓋您需要的東西。 獲得 個人支持 選擇您的交易並等待有關詳細信息和文書工作的快速確認。如果您需要幫助，我們的持牌旅行保險代理人可以幫助您比較計劃並閱讀細則以幫助解釋排除條款。 省心 簡單的！為您和您的家人提供無憂旅行保險。當人們感到安全時，他們可以盡情享受體驗，而不必擔心“如果”。無論您身在何處，都能獲得安心所需的安全感。 在線獲取 免費 報價並比較保險計劃 Find Plans

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners. Contact us today. 接觸 需要幫助？我們隨時為您提供幫助 加入 TWI 團隊並註冊成為合作夥伴代理 接觸 名 姓 電子郵件 信息 發送 您的消息已送達。 電子郵件 info@travelwithinsurance.com 電話 310-553-8383 WhatsApp Messenger 辦公室 1901 星光大道 #1900 洛杉磯，CA 90067 美國 辦公室 1901 星光大道 #1900 洛杉磯，CA 90067 美國 Apply now

All recommended adventure and sports travel insurance plans cover typical vacation activities.If you plan to participate in more adventurous activities when you travel, consider buying this additional optional coverage. 冒險運動 旅行 您經常出差，但不擔心行程取消、延誤或行程中斷的問題嗎？ 有多種提供年度旅行保險的計劃可供選擇。首先，可以選擇在一年中國際旅行時為您提供保障的旅行醫療計劃。主要醫療保險必須到位才能獲得多次旅行醫療計劃的資格，並且注意每次旅行的最大允許長度也很重要，這因計劃而異。其次，只要您離家超過一定距離（通常為 50-150 英里，取決於計劃），年度緊急疏散會員資格就可以為您提供保障。最後，一些意外死亡計劃提供可選的多次旅行保險。 > 我什麼時候應該考慮年度旅行保險計劃？ 很簡單，如果您在一年內安排了多次旅行。 但是要知道，您必須在兩次旅行之間回家。一次前往多個目的地的旅行不符合年度旅行保險計劃的資格。但是，如果您要回家短暫停留，然後再啟程前往不同地點，您可以考慮制定年度或年度計劃。 > 年度計劃包括什麼類型的保險？ 大多數多程年度計劃主要側重於旅行醫療和緊急疏散保險或僅提供緊急醫療疏散保險。這意味著綜合旅行保險計劃的標準承保範圍通常不包括在內（旅行取消、旅行中斷和旅行延誤）。一些年度多次旅行計劃確實包括有限的行李丟失保險——但不是全部。 如果您正在尋找意外死亡保險，您可以購買多次旅行的意外死亡和傷殘保險。這是一些意外死亡計劃的一個選擇選項，需要額外付費購買。 > 包年 套餐是經常出差的好選擇嗎？ 如果您在一年中多次旅行，您可能正在尋找適合您特定需求的旅行保護。這些需求最有可能集中在出國旅行時的緊急醫療護理上。 年度或年度旅行保險計劃是一個完美的解決方案。在海外旅行時，您的主要醫療計劃可能不承保您。年度旅行保險計劃可以幫助抵消承保的醫療保健需求的費用。與往常一樣，如有任何具體的旅行保險問題，請聯繫我們的客戶服務專家。 需要單程/多程 旅遊 保險？ GolfSafe Travel Protection You need to be 100% focused on your game to play a great round of golf by avoiding countless hazards on and off the course. That is why TravelSafe created a product specifically for the modern golfer – GolfSafe Travel Protection. Since 1971, TravelSafe Insurance has been helping travelers manage the risks associated with travel. Now, you can protect your trip, yourself, and your equipment from unexpected hazards with travel protection made for golfers, by golfers. Customize & Buy View Brochure Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH. Patriot Platinum Travel COVID-19 covered same as any other illness Travel medical insurance for individuals, families and groups Coverage for acute onset of pre-existing conditions Renewable up to 36 months Deductible options from $0 to $25,000 Maximum limits from $2,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating - A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's SafeTreker Sport Provides coverage for some Hazardous Sports, including skydiving; hang-gliding; parachuting; mountaineering; bungee-cord jumping; scuba diving (if accompanied by a divemaster or if the depth is equal to or less than fifty (50) feet; spelunking or caving). This plan includes $2,500 for Trip Cancellation and Interruption, $50,000 coverage for Accident and Sickness and $2,000 for baggage. Also included in this plan is the Search and Rescue benefit of $5,000 and Evacuation, in case of a natural disaster at your location, up to $50,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme In addition to Hazardous sports covered by SafeTreker Sport, SafeTreker Extreme offers coverage for over 400 named sports! Up to $5,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme + For the most adventurous, SafeTreker Extreme Plus covers up to 500 extreme activities and sports. This plan covers up to $10,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company Seven Corners Travel Medical Insurance - Including USA International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, Covid will be treated same as any Illness on both plans. Examples of eligible purchases for Travel Including the USA A non-U.S. resident and non-U.S. citizen is traveling to the USA. A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA. An Irish citizen and resident is flying to Mexico and has a layover in the USA. A Mexican citizen and resident is driving through the USA to Canada. 2 Plan Levels available Basic Plan Seven Corners Travel Medical Choice The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Crum & Forster SPC Seven Corners Travel Medical Global - Excluding USA International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with coverage for COVID-19 Examples of eligible purchases for Travel Medical Global Excluding the USA: Travelers must be non-U.S. residents who are at least 14 days of age or older. You are covered for worldwide trips that exclude the USA, provided you are traveling outside of the country where you have your primary residence A non-U.S. resident and non-U.S. citizen is traveling outside the USA. A French citizen and resident flying to Iceland and returning home. An Australian citizen and resident flying to Europe, Africa, and Canada. 2 Plan Levels Basic & Choice Covid Same as any illness From 14 days old to 64 years old: Options up to $1,000,000; 65 to 79 years old: $50,000; $100,000; 80 years and older: $10,000 The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Crum & Forster SPC

Tokio Marine Holdings, Inc, is a multinational insurance holding company headquartered in Tokyo, Japan. It is the largest property/casualty insurance group in Japan in terms of revenue and is the parent company for the Tokio Marine Group which employs 39,000 people in 38 countries worldwide. Tokio Marine Holdings, Inc 是一家跨國保險控股公司，總部位於日本東京。就收入而言，它是日本最大的財產/意外傷害保險集團，並且是 Tokio Marine Group 的母公司，該集團在全球 38 個國家/地區擁有 39,000 名員工。 Visit website 為什麼選擇 環球旅行 多年來，TOKIO MARINE now WORLD TRIPS 在倡導進步方面積累了豐富的經驗，我們逐漸了解如何將保險用作應對金融挑戰、大聲生活並承擔至關重要的巨大風險的工具的重要性獲得成功。這就是保險如何使許多現代奇蹟成為可能，因為它給了普通人以無所畏懼地冒險的信心。 自 1998 年以來，他們一直在幫助國際旅行者充滿信心地暢遊世界。提供各種可定制、預算友好的旅行醫療保險計劃，以滿足個人和團體旅行休閒、商務、任務工作、出國留學等的需求。 World Trips Medical Insurance Services 設計了 Atlas 系列，以降低國際旅行的風險，讓您享受愉快而富有成效的旅行。為您的旅行提供全方位保護，無論是個人旅行還是商務旅行。選擇 Classic 或 Premier 計劃，免受重大緊急情況或常見旅行不便的影響。 綜合 計劃 Atlas Journey® Insurance Short-term trip cancellation insurance for U.S. residents traveling domestically and abroad. Atlas Journey is comprehensive trip protection insurance for domestic and international travel. Choose from three levels of coverage: Atlas Journey Premier, Atlas Journey Preferred, and Atlas Journey Economy. Atlas Journey offers coverage for trip cancellation, trip interruption, travel delay, missed connection, and other travel-related benefits. It also provides coverage for emergency medical expenses and medical evacuation Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas On-The-Go® Insurance Short-term travel insurance for U.S. residents traveling at home or abroad. Atlas On-The-Go is a travel insurance plan featuring reimbursement for trips that are cut short unexpectedly. This plan also provides coverage for medical emergencies, baggage damage or loss, missed connections, and other travel interruptions. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 旅行醫療 計劃 Atlas Travel® Insurance Short-term travel health insurance for individuals traveling outside of their home country. Whether you're traveling abroad for business or pleasure, Atlas Travel insurance can offer an international coverage plan for you. Atlas Travel can cover trips between 5 and 364 days. In addition to medical benefits for unexpected injuries and illnesses, Atlas Travel insurance offers benefits for emergency medical evacuation, terrorism, political evacuation, recreational sports and activities, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas MultiTrip™ Insurance Short-term travel health insurance for individuals taking multiple international trips throughout the year outside of their home country. Atlas MultiTrip is annual travel health insurance for individuals and their families who plan to take multiple trips abroad in a one-year period. Travelers can make one payment and receive international health coverage for multiple trips of up to 30 or 45 days each, as elected by the insured. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 專業 計劃 Student Secure® International Insurance International student health insurance for students pursuing their education outside of their home country. StudentSecure is designed to meet the insurance needs of full-time students and scholars studying abroad. The StudentSecure series offers four levels of coverage—Elite, Select, Budget, and Smart—so you can choose the plan that fits your needs and budget. These plans may include coverage for emergency medical evacuation, leisure sports and activities, mental health treatment, maternity and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas Group® Insurance Short-term travel health insurance for groups of 5 or more traveling outside of their home country. Atlas Group is travel health insurance offered to groups of 5 or more individuals who are traveling abroad for up to 364 days. This plan provides the same benefits and services of our popular Atlas Travel plan at a 10% reduced group rate. Designed for missionary groups, student groups, business professionals, and families, Atlas Group provides coverage for unexpected medical expenses, emergency medical evacuation, repatriation of remains, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 世界旅行？ 多 語種 24/7 緊急旅行援助團隊 世界旅行的 聯繫信息 > 客戶服務 800-605-2282 > 營業時間 每天，每天 24 小時 索賠電子郵件 延長或更新覆蓋範圍 > 理賠營業時間： 每天，每天 24 小時 > 理賠聯繫人 電話：800-605-2282 傳真：317-262-2140 供應商索賠網站 緊急援助 > 郵寄至 Tokio Marine HCC - 醫療保險服務集團 郵政信箱 2005 法明頓山，密歇根州 48333 文件索賠/指南 找醫生/醫院