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Quick search Let's find the best plan for your trip Are you a U.S Citizen? Where are you traveling to? Traveling outside the USA Traveling within or to the USA Highlight your selected trip / cover type below Trip Cancellation Plans Multi / Annual Trip Medical Plans Adventure / Sports Student / Scholar Group Plans Cruise Plans Mission / Long Term Covid-19 Search Reset filters OR deselect your highlighted trip and select a new one Result Recommended Plans for your trip Our selected plans below have been carefully selected to provide you with the very best options for your trip. Our providers ensure the highest level of cover, service and underwriters to give you peace of mind when you travel. *Insurance rates are regulated by law. You cannot find the same insurance plan for a lower price anywhere else. No results found. Please refine your search and try again. 1 2 3 4 5 1 ... 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 ... 100

IMG 是一家屢獲殊榮的全球保險福利和援助服務提供商。 25 多年來，它們通過提供他們需要的保護和他們應得的支持，使成員減少了擔憂並獲得了更多體驗。自 1990 年以來，IMG 通過提供世界一流的產品、客戶服務和福利，為幾乎每個國家的數百萬人提供了支持。 Visit website 為什麼選擇 IMG保險 IMG 知道出國旅行的原因多種多樣——這就是為什麼他們的產品也是如此。他們提供國際醫療保險產品的全方位服務方法包括為度假者、短期或長期在國際上工作或生活的人、經常在國家之間旅行的人以及擁有多個居住國的人提供服務。 由國際多語種專家和訓練有素的客戶服務專業人員組成的敬業團隊通過他們想要的服務支持會員所需的好處。 IMG 提供全系列的旅行保護計劃，包括iTravelInsured Travel Lite 、 iTravelInsured Travel SE 和iTravelInsured Travel LX ，為旅行取消、行李延誤、旅行中斷、醫療福利和許多其他與旅行相關的事件提供不同級別的保險和花費。這些計劃旨在保護您在旅行前或旅行期間發生不良事件時免受經濟損失。 綜合 計劃 SafeTreker Sport Provides coverage for some Hazardous Sports, including skydiving; hang-gliding; parachuting; mountaineering; bungee-cord jumping; scuba diving (if accompanied by a divemaster or if the depth is equal to or less than fifty (50) feet; spelunking or caving). This plan includes $2,500 for Trip Cancellation and Interruption, $50,000 coverage for Accident and Sickness and $2,000 for baggage. Also included in this plan is the Search and Rescue benefit of $5,000 and Evacuation, in case of a natural disaster at your location, up to $50,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme In addition to Hazardous sports covered by SafeTreker Sport, SafeTreker Extreme offers coverage for over 400 named sports! Up to $5,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme + For the most adventurous, SafeTreker Extreme Plus covers up to 500 extreme activities and sports. This plan covers up to $10,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 IMG保險？ EXTREME COVER FOR TRAVELERS IMG 保險的 聯繫信息 > 客戶服務 866-263-0669 > 索賠電子郵件 請參閱 IMG 文件上的傳真號碼、電子郵件地址或郵寄地址。 >郵寄至 北子午街2960號 印第安納波利斯, IN 46208 索賠電子郵件 供應商索賠網站 提出索賠 Plan Documents

GeoBlue 通過提供精英供應商網絡、創新的移動和在線工具、遠程醫療工具的便利性和卓越的客戶服務，讓世界旅行者和過著全球生活方式的外籍人士安心。我們很自豪能夠為您在全球社區的健康和安全提供全面、可靠、方便的保護。 Visit website 為什麼選擇 地球藍 旅遊醫療及國際健康保險 體驗無與倫比的服務和移動技術的便利，無論在哪個國家、城鎮或時區，都能獲得最好的醫療服務。 GeoBlue 是 Worldwide Insurance Services 的國際健康保險計劃的商品名稱，該公司是 Blue Cross Blue Shield Association 的獨立持證人。 GeoBlue 健康計劃是與當地的 Blue Cross 和 Blue Shield 公司合作提供的，其網絡包括美國 90% 以上的醫生和 80% 的醫院 GeoBlue 全面的國際健康保險計劃組合表明了對成員的承諾在國內外。 GeoBlue 的高素質醫生會說您的語言，像朋友一樣對待您，並直接向 GeoBlue 收取他們的服務費用。 即時訪問掌握在您的手中，並提供二十四/七的禮賓支持，您可以安心地旅行到任何地方，如果您的健康是一個問題，那麼得到良好的照顧就不是問題。 GeoBlue 會員享受 24/7 電話、網絡、移動和遠程醫療支持 快速方便地訪問可信賴的醫生和醫院 無現金預約 預約安排支持 無紙化索賠解決方案 目的地健康情報 綜合 計劃 GeoBlue Voyager Choice Ideal for international leisure, missionary or business travel. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Voyager Essential Ideal for international leisure, missionary or business travel. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Covers pre-existing conditions for medical evacuation. Does not require a primary health plan. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Voyager Choice Group 10% discount on groups of 5 or more. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Covers pre-existing conditions for medical services and medical evacuation. Requires a primary health plan Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Voyager Essential Group 10% discount on groups of 5 or more. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Covers pre-existing conditions for medical evacuation. Does not require a primary health plan. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Trekker Choice (Annual Plan) Americans traveling overseas multiple times annually $1,000,000 medical limit. $500,000 medical evacuation benefit. Coverage of COVID-19 testing and treatment. Covers pre-existing conditions for medical services and medical evacuation. Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip). Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Xplorer Premier (Standard Expatriate) Complete health insurance plan that you can use anywhere in the world. Annual plan for individuals and families who intend to be outside their home country for at least 3 months a year. Customize your medical coverage to suit your needs. Unlimited annual and lifetime medical maximum. International health insurance that covers you inside and outside the U.S. Immediate coverage of pre-existing conditions with proof of previous coverage. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Crew (Expat Crew Medical Coverage) Complete, affordable worldwide coverage designed for maritime crew members. Annual plan for those who intend to be outside their home country at least 3 months a year. Covers dependents and families (only the subscriber must be in the crew profession). Sailboat racing, scuba diving and alcohol-related injuries are covered. Unlimited annual and lifetime medical maximum. Coverage is primary to protection & indemnity (P&I) insurance. Immediate coverage of pre-existing conditions with proof of previous coverage and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Missionary Medical Coverage Complete, affordable worldwide coverage designed for NGOs, missionaries and those involved in humanitarian work. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a member of an NGO or charitable organization). Unlimited annual and lifetime medical maximum. Immediate coverage of pre-existing conditions with proof of previous coverage. Illnesses and injuries related to terrorism are covered. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 綜合 計劃 GeoBlue Navigator Student Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a teacher, student or faculty). Flexible options for plan length. Plan options that meet F1 and J1 Visa requirements. Unlimited annual and lifetime medical maximum. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 地藍？ 我們幫助讓世界感覺 更安全 、更友好和更熟悉。 GeoBlue 的 聯繫信息 > 客戶服務 855-481-6647 > 營業時間 每天，每天 24 小時 索賠電子郵件 延長或更新覆蓋範圍 > 理賠工作時間： 每天，每天 24 小時 > 理賠聯繫方式 電話：855-481-6647 傳真：610-482-9953 供應商索賠網站 緊急援助 > 郵寄地址 地球藍 第一大道933號 普魯士國王，賓夕法尼亞州 19406 提出索賠 找醫生/醫院

Tokio Marine Holdings, Inc 是一家跨國保險控股公司，總部位於日本東京。就收入而言，它是日本最大的財產/意外傷害保險集團，並且是 Tokio Marine Group 的母公司，該集團在全球 38 個國家/地區擁有 39,000 名員工。 Visit website 為什麼選擇 環球旅行 多年來，TOKIO MARINE now WORLD TRIPS 在倡導進步方面積累了豐富的經驗，我們逐漸了解如何將保險用作應對金融挑戰、大聲生活並承擔至關重要的巨大風險的工具的重要性獲得成功。這就是保險如何使許多現代奇蹟成為可能，因為它給了普通人以無所畏懼地冒險的信心。 自 1998 年以來，他們一直在幫助國際旅行者充滿信心地暢遊世界。提供各種可定制、預算友好的旅行醫療保險計劃，以滿足個人和團體旅行休閒、商務、任務工作、出國留學等的需求。 World Trips Medical Insurance Services 設計了 Atlas 系列，以降低國際旅行的風險，讓您享受愉快而富有成效的旅行。為您的旅行提供全方位保護，無論是個人旅行還是商務旅行。選擇 Classic 或 Premier 計劃，免受重大緊急情況或常見旅行不便的影響。 綜合 計劃 Atlas Journey® Insurance Short-term trip cancellation insurance for U.S. residents traveling domestically and abroad. Atlas Journey is comprehensive trip protection insurance for domestic and international travel. Choose from three levels of coverage: Atlas Journey Premier, Atlas Journey Preferred, and Atlas Journey Economy. Atlas Journey offers coverage for trip cancellation, trip interruption, travel delay, missed connection, and other travel-related benefits. It also provides coverage for emergency medical expenses and medical evacuation Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas On-The-Go® Insurance Short-term travel insurance for U.S. residents traveling at home or abroad. Atlas On-The-Go is a travel insurance plan featuring reimbursement for trips that are cut short unexpectedly. This plan also provides coverage for medical emergencies, baggage damage or loss, missed connections, and other travel interruptions. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 旅行醫療 計劃 Atlas Travel® Insurance Short-term travel health insurance for individuals traveling outside of their home country. Whether you're traveling abroad for business or pleasure, Atlas Travel insurance can offer an international coverage plan for you. Atlas Travel can cover trips between 5 and 364 days. In addition to medical benefits for unexpected injuries and illnesses, Atlas Travel insurance offers benefits for emergency medical evacuation, terrorism, political evacuation, recreational sports and activities, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas MultiTrip™ Insurance Short-term travel health insurance for individuals taking multiple international trips throughout the year outside of their home country. Atlas MultiTrip is annual travel health insurance for individuals and their families who plan to take multiple trips abroad in a one-year period. Travelers can make one payment and receive international health coverage for multiple trips of up to 30 or 45 days each, as elected by the insured. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 專業 計劃 Student Secure® International Insurance International student health insurance for students pursuing their education outside of their home country. StudentSecure is designed to meet the insurance needs of full-time students and scholars studying abroad. The StudentSecure series offers four levels of coverage—Elite, Select, Budget, and Smart—so you can choose the plan that fits your needs and budget. These plans may include coverage for emergency medical evacuation, leisure sports and activities, mental health treatment, maternity and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas Group® Insurance Short-term travel health insurance for groups of 5 or more traveling outside of their home country. Atlas Group is travel health insurance offered to groups of 5 or more individuals who are traveling abroad for up to 364 days. This plan provides the same benefits and services of our popular Atlas Travel plan at a 10% reduced group rate. Designed for missionary groups, student groups, business professionals, and families, Atlas Group provides coverage for unexpected medical expenses, emergency medical evacuation, repatriation of remains, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 世界旅行？ 多 語種 24/7 緊急旅行援助團隊 世界旅行的 聯繫信息 > 客戶服務 800-605-2282 > 營業時間 每天，每天 24 小時 索賠電子郵件 延長或更新覆蓋範圍 > 理賠營業時間： 每天，每天 24 小時 > 理賠聯繫人 電話：800-605-2282 傳真：317-262-2140 供應商索賠網站 緊急援助 > 郵寄至 Tokio Marine HCC - 醫療保險服務集團 郵政信箱 2005 法明頓山，密歇根州 48333 文件索賠/指南 找醫生/醫院

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IMG 是一家屢獲殊榮的全球保險福利和援助服務提供商。 25 多年來，它們通過提供他們需要的保護和他們應得的支持，使成員減少了擔憂並獲得了更多體驗。自 1990 年以來，IMG 通過提供世界一流的產品、客戶服務和福利，為幾乎每個國家的數百萬人提供了支持。 Visit website 為什麼選擇 IMG保險 IMG 知道出國旅行的原因多種多樣——這就是為什麼他們的產品也是如此。他們提供國際醫療保險產品的全方位服務方法包括為度假者、短期或長期在國際上工作或生活的人、經常在國家之間旅行的人以及擁有多個居住國的人提供服務。 由國際多語種專家和訓練有素的客戶服務專業人員組成的敬業團隊通過他們想要的服務支持會員所需的好處。 IMG 提供全系列的旅行保護計劃，包括iTravelInsured Travel Lite 、 iTravelInsured Travel SE 和iTravelInsured Travel LX ，為旅行取消、行李延誤、旅行中斷、醫療福利和許多其他與旅行相關的事件提供不同級別的保險和花費。這些計劃旨在保護您在旅行前或旅行期間發生不良事件時免受經濟損失。 綜合 計劃 Travel Basic The Travel Basic plan provides great coverage at an even greater price. Emergency Medical & Dental Trip Cancellation Travel Assistance ​ With benefits including trip cancellation coverage, reimbursement for emergency medical and dental expenses, 24-hour travel assistance and more, the Travel Basic plan provides all of the essentials for an affordable price. ​ Up to $15,000 Emergency Medical Expenses Enjoy Primary Coverage with No Deductibles Up to $10,000 Trip Cancellation & Interruption 24/7 Travel Assistance & Concierge Services ​ Customize & Buy View Brochure AM Best Rating: A++ Underwritten by Berkshire Hathaway Specialty Insurance Company Travel Select Travel Select provides comprehensive benefits and access to four unique upgrades. Emergency Medical & Dental Trip Cancellation Travel Assistance Four Optional Upgrades ​ Whether you’re traveling for business, with your family, or for fun, Travelex’s premium insurance plan, Travel Select, offers the benefits and customizable upgrades you need to help keep yourself - and your vacation investment - protected. ​ Up to $50,000 Emergency Medical Expenses Enjoy Primary Coverage with no deductibles Protection provided for children 17 and under included 15-day Pre-Existing Condition exclusion waiver available Customize & Buy View Brochure AM Best Rating: A++ Underwritten by Berkshire Hathaway Specialty Insurance Company Travel America Travel America provides low cost, core protection for domestic trips. Emergency Medical & Dental Trip Inconvenience Travel Assistance ​ With benefits including trip inconvenience coverage, security deposit protection, trip cancellation, secondary coverage for medical emergencies, roadside assistance and more, Travel America can provide protection for up to 8 travelers on your next adventure within the United States. All for the low cost of $60. ​ Receive Shared Benefits for up to 8 Travelers Up to $50,000 Emergency Medical Expenses 3-Day Pre-Existing Condition Exclusion Waiver Car Rental Collision Coverage and Roadside Assistance Customize & Buy View Brochure AM Best Rating: A++ Underwritten by Berkshire Hathaway Specialty Insurance Company 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 IMG保險？ IMG 保險的 聯繫信息 > 客戶服務 866-263-0669 索賠電子郵件 延長或更新覆蓋範圍 > 索賠電子郵件 請參閱 IMG 文件上的傳真號碼、電子郵件地址或郵寄地址。 供應商索賠網站 緊急援助 >郵寄至 北子午街2960號 印第安納波利斯, IN 46208 提出索賠 找醫生/醫院

需要單程/多程 旅遊 保險？ Do I need Travel Insurance? Travel is unpredictable, even at the best of times. Travel insurance helps to protect you against the unexpected. If your trip is canceled unexpectedly or ends early, would you be able to easily accept the financial loss? Or, if someone in your party required evacuation due to a medical issue, could you cover that expense? Travel insurance can help with these concerns and many more. Why is comparing travel insurance important? Travel insurance is unique and varies depending on the details of your trip. The best policy covers only what you need at a price that fits your budget. You can compare dozens of providers on our site using our comparison engine, filtering for only the specific coverage options you want. If you need help, our licensed travel insurance agents can assist you in comparing plans and reading the fine print for you to help explain the exclusions. What coverage do I need? That depends entirely on you. Are there pre-paid, non-refundable trip costs you are unwilling to lose? What unpredictable expenses would you not be able to cover? Reasons that might cause an unexpected cancellation? Different plans and options are available for various concerns and coverages that you may need. Does travel insurance cover covid 19 illness? There are some USA Covid travel insurance plans available for travel that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country. What you need to know about travel exclusions If pandemics or epidemics aren’t always excluded why are people getting surprised by their policy’s coverage? For the most part, people are not cancelling their trips because there are illnesses in the world. There have always been serious illnesses in different places and most people have opted not to go to those places. Instead, you’re likely being forced to change your travel plans due to any one or a combination of these common Travel Insurance Exclusions: A government regulation, mandate or prohibition Failure of any tour operator, common carrier, person or agency to provide the bargained-for travel arrangements. If a travel supplier changes the itinerary, but still gives you a similar trip or a future travel credit or waives the change fees, there’s no payable claim. Changes in plans by the Insured, a Family Member, or Traveling Companion, for any not-covered reason; unless the optional Cancel for Any Reason coverage was purchased. Fear, worry, concern about something that might happen on the trip. Read this if your doctor’s suggesting you don’t take your trip: Don’t Cancel for Your Own Medical Reasons If You’re Not Ill or Injured What's the difference between travel insurance and travel medical insurance? Travel insurance is a great way to protect your financial investment for your trip. Travel benefits can provide coverage for prepaid, non-refundable trip costs and some plans also offer limited medical coverage benefits. Travel medical insurance is primarily used for short term medical coverage when you are traveling outside of your home country. Your domestic insurance plan often does not provide coverage for you in foreign countries. If you were to fall ill or get in an accident, you could have to pay out-of-pocket for those expenses. Travel Insurance may provide coverage* for items such as: Prepaid, non-refundable expenses Trip cancellation** Travel delay Trip interruption Lost or stolen luggage Emergency medical evacuation* Accident and sickness medical expenses* How Travel, Trip, Cruise Cancellation Insurance Works" Trip Cancellation Insurance coverage: You, a close family member or a traveling companion gets hurt or sick before you leave (your medical records must substantiate what happened to you). Travel Insurance reimburses you the money you lose. This may include pre-existing medical conditions. Other events that could cause you to cancel your trip are: you’re required to work or natural disasters. Trip Interruption Insurance coverage: You, a close family member or a traveling companion gets hurt or sick during your trip and you have to return home early. Before the trip it’s trip cancellation. During the trip it’s trip interruption. Our plans provide coverage for the unused value of your trip and the cost of one-way airfare up to the plan’s limit. Emergency Medical & Evacuation Insurance coverage: You get ill or injured (ie – hit by a cement truck) on your trip. Travel Insurance can reimburse you your medical expenses including medical transportation home. Our plans won’t leave you in a foreign country. See why Medicare doesn’t cover you outside the USA. A Trip Delay forces you to have extra meal and accommodation expenses when you are delayed up to 6 or 12 hours (varies by plan) getting to your destination or returning home as scheduled. Your luggage is delayed, lost, stolen or damaged. If your checked luggage doesn’t arrive within 12 or 24 hours (varies by plan), you may be reimbursed for items you need to buy. Or if it’s damaged or never arrives, most policies provide coverage. You are able to get a “Cancel For Any Reason” plan to cover any possible reason to cancel your trip including: you change your mind, you’re afraid to travel, you just don’t want to go. Is the coverage offered by my credit card sufficient? Enter your answer here Do you need trip cancellation? Trip insurance (also called Trip Cancellation or Comprehensive Travel Insurance) covers cancellations, interruptions, baggage, delays, medical, evacuation, and more. Travel Insurance with Trip Cancellation coverage will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason. Check out these plans below! Trip Cancellation | Travel with Insurance Are you looking for travel insurance for sports / adventure travel? We've got the perfect plans! Check these out our recommended travel insurance plans below Are you traveling long term? Expatriates, Marine Crew, Missionary? We have narrowed down your search to these recommended plans for you to select from. Are you a student looking for travel insurance? As an international student, peace of mind is a priority when you study abroad. Your educational adventure or cultural exchange program should be an enjoyable experience. These plans are designed to specifically meet the needs of international students, scholars, and people involved in long-term educational and cultural exchange programs. Plans that offer a robust package of benefits while outside your home country. Do you need help with a claim? Please send us your full name, contact details and most importantly - your policy number so that our team can assist you promptly! Are you traveling in a group? Looking for the best rates? We've got you covered! Group travel insurance policies offer comprehensive benefits to cover travelers' main concerns, including Trip Cancellation and Trip Interruption, Emergency Medical, Medical Evacuation, and Travel Delay coverage. Check out our recommended plans below Are you going on a cruise? Need the best coverage? Now that sounds like an adventure! Let's get you covered with the best travel insurance plans available. . There are often cancellation penalties tied to travel purchases, especially cruise trips, and you could get a portion of your trip costs back or none at all. Those penalties tend to get more severe as the departure date gets closer. This is where Trip Cancellation coverage can help you. Check out our recommended cruise insurance plans below Do you need medical evacuation and repatriation plans? This type of plan covers the expenses and associated services for your emergency medical evacuation or repatriation back to your home country. Are you still unsure which plan is best for you? That's ok! We're here to help! If you're anything like us and enjoy speaking to a human, please leave your name and best way to contact you and one of our friendly TWI agents will reach out to you. We will help you go through the various options and best insurance plans for your trip. Or alternatively, send us an email with your trip details and we will assist you personally in getting the perfect plan for your trip. Traveling to Costa Rica? Such a beautiful place! We've got you covered! Check out these travel insurance plans specifically designed for traveling to Costa Rica. A Annual Multi-Trip Plan Provides coverage for all trips made within a year. B Baggage and Personal Effects Coverage Covers a policy holder’s baggage, passport, credit cards, and personal effects. Benefits The amount a beneficiary receives from the insurance provider after a claim has been filed. Benefit Period The period of time during which the insured receives compensation from their insurance company for medical purposes, and can vary from policy to policy. For example, one policy may state that your benefit period begins the day you are hospitalized for a serious illness and ends 30 days after you stop receiving treatment. C Co-Insurance or Co-Pay Refers to the amount paid by the policy holder after payment of the deductible is completed. Common Carrier Any land, sea, or air conveyance operating under a valid license for the transportation of passengers for hire. Continuous Coverage Health insurance coverage that is not interrupted by a lapse of a predetermined number of days. Coverage Area The geographical region where an insurance policy is in effect. Covered Expenses Expenses that the insurance company agrees to cover based on the insurance policy purchased. A summary of “covered expenses” will be listed in the Schedule of Benefits. Covered Reasons The specific situations and events that are covered by a specific coverage or policy. D Deductible The amount a policy holder is required to pay before the insurance provider starts making payment. It can be a yearly amount, an amount based on the duration of the policy, or amount based on incident. Death Benefit (Survivor Benefit) The total compensation that is paid to the beneficiary of the life insurance plan when the insured passes away. Dependent Usually a spouse and/or children who are legally dependent on the insured. Depending on the insurance plan, dependents may qualify for insurance coverage on the insured’s policy. E Emergency Benefits Provides coverage for expenses incurred when a person is transported to a place where they receive immediate medical attention. Evacuation: Emergency Evacuation Categories Emergency medical evacuation (to the nearest qualified medical facility that can handle the medical condition) Medical due to outbreaks, epidemics The threat of natural disaster Political evacuation due to civil unrest (treated separately) Includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes includes remote transportation in the event of a diagnosis of a critical medical condition that is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment (after any deductibles) is usually paid from your medical insurance benefit. May also include an Emergency Reunion Benefit, or Return of Minor Children. Emergency Reunion Coverage Covers the traveling and accommodation expenses incurred when a friend or family member of an ill or injured policy holder travels to visit them. Exclusions Expenses the insurance provider will not cover, and they usually include expenses that result from participation in high-risk sports or recreational activities. Effective Date The date when the insurance coverage becomes effective. Elimination Period (Waiting Period) the period of time between the insured’s accident and the arrival of benefit payments. For example, if you broke your leg in January and received your first benefit payment in February, the elimination period would be one month. Epidemic An outbreak of a contagious disease that spreads rapidly and widely and that is identified as an epidemic by The Centers for Disease Control and Prevention (CDC). Exclusions Cases under which an insurance provider does not provide coverage to the insured. For example, an insurance company may include an exclusion for car accidents if the insured is driving under the influence. Expatriate Insurance Expat insurance policies designed to cover financial losses that expatriates face while living and working in a country other than their own. F Family Plans Plans that cover every member of a family who is traveling, and they usually come with discounted rates. G Grace Period A period of time after an insurance premium payment is due during which the insured can fully enjoy the insurance coverage without incurring an additional fee. Grace periods can range from 24 hours to 30 days, and after their expiration, the insured will be required to pay an additional fee. H Hazardous Sports and Activities Coverage Refers to coverage of medical expenses incurred to treat a policy holder who becomes injured because of participation in hazardous sports and activities, such as: sky diving, scuba diving, or rock climbing HIPAA The Health Insurance Portability and Accountability Act. This is also known as the Kassebaum-Kennedy Act enacted by the US Congress in 1996. It includes basic requirements for health insurance privacy and portability of health insurance, thus avoiding the exclusion of coverage for pre-existing medical conditions. Hospital Indemnity Hospital indemnity will provide $$ for each night you spend in the hospital as an inpatient when receiving treatment for a covered illness or injury. Hospital indemnity benefits are typically not subject to a deductible or coinsurance and are in addition to the payments for other covered expenses. I Insured The individual who is covered by the travel insurance policy. Individual Plans Plans that provide coverage for only one person. Inflation Protection A feature of certain insurance policies whereby the value of benefits increases by a certain, pre-defined percentage during specific time periods to assure that insurance coverage grows at the same pace as inflation. Insurance Provider Network The grouping of hospitals, doctors, and other health care providers that the insured will receive the maximum insurance coverage from working with. Health Maintenance Organization (HMO) – an insurance provider plan that typically limits customers to receiving insurance coverage only when working with one specific network provider. Preferred Provider Organization (PPO, or Participating Provider Organization) – an organization of hospitals, doctors, and other health care providers who have agreed to provide health care at reduced rates to clients of a particular insurance provider. Healthcare providers who fall into your provider’s PPO are often referred to as “In-Network” providers, while healthcare providers outside of your insurance provider’s PPO are referred to as “Out of Network” providers, and will typically cost you much more than in-network providers. In-Network, Out-of-Network Medical facilities and practitioners that have contracted with the insurance companies to provide discounted rates, direct billing, and other services are considered In-Network (See more about Doctor Networks). Those facilities that have not contracted are considered “Out-of-Network.” The insured will typically save money by using “In-Network” providers and facilities. In-patient A patient admitted for at least a 24-hour residence (or at least overnight) in a medical facility where he is being treated. Insurance Broker An agency or individual who works as an intermediary between a person wanting insurance and one or more insurance companies to guide them in the purchase of insurance. (See Why Work with an International InsuranceBroker) IPMI International Private Medical Insurance or Global Health insurance. J K L Lost Luggage Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost. Aka Loss/Theft, if there is damage to, or loss of, or theft of your checked or stored baggage or personal items (Defined as suitcases, clothing, toiletries, books, photo equipment, mobile phones, and laptops) by a common carrier, or while stored with your hotel. It will also usually include coverage for the replacement costs of travel documents, and sometimes bag tracking. May, or may not, include delayed baggage. Lifetime Maximum The maximum amount an insurance company will pay for all benefits received. The usual limits are $1,000,000; $3,000,000 or $5,000,000 but may be greater or, in some cases, unlimited. Loss Injury or damage sustained by you in consequence of the happening of one or more of the occurrences against which the company has undertaken to indemnify you. M Maximum Policy Coverage Refers to the maximum compensation that will be paid for expenses covered by a policy. Medical Evacuation (MedEvac, medivac) Timely and efficient evacuation and in-route care of ill or injured persons, usually by air transportation, to a place where they can receive adequate medical care. Medically Necessary Treatment that’s appropriate for your illness or injury, consistent with your symptoms, and that can safely be provided to you. It meets the standards of good medical practice and isn’t for your convenience or the provider’s convenience. N Non-Refundable Travel Expenses These are expenses paid for a trip that cannot be reimbursed, and they include accommodation deposits and airline tickets. Natural disaster A large-scale extreme weather or environmental event that damages property, disrupts transportation, or endangers people. Examples include earthquakes, fires, floods, hurricanes, or volcanic eruptions. O Online Fulfillment Electronic communication of Medical ID card, certificate or indication of coverage, information on the policy purchased, how to file a claim, and the insurance company’s contact information. Outpatient A patient who receives medical treatment at a clinic or hospital, but is not admitted for an overnight stay. Out-of-Pocket Expense The total amount that you will pay towards your medical expenses. P Pre-Existing Conditions Refers to medical conditions of policy holders that existed before the insurance policies were purchased: Usually, insurance providers will only provide minimal or no coverage for expenses related to such conditions. Premium The amount paid to purchase a travel insurance plan. The payment can be made in advance, once every month or year, or before every trip. Primary Coverage Form of coverage provides insurance for the policy holder even though you have other coverage. Policy Year The amount of time from the effective date of the policy that comprises one full year. For example, if the effective date begins April 14, 2009, the policy year will end at midnight, April 13, 2010. Political Evacuation Often lumped together with non-medical or security evacuation, political evacuation is for situations where one is either trapped, or expelled, or at risk due to civil uprisings, riots, military coups, political unrest, or being identified as a “persona non grata” in the country you are visiting. Security evacuations (necessary for impending natural disasters, etc.) are different from political evacuations. Political evacuations are for situations of political instability, civil unrest, or military action. Coverage is sometimes dependent on the United States Department of State, Bureau of Consular Affairs, or similar government organization of the insured person’s home country, ordering the evacuation of all non-emergency government personnel from the host country. Pre-certification The need to check with the insurance company before receiving medical care, generally for major medical procedures, to confirm if the medical care received will be covered by the insurance company. Premium Payment for insurance, the amount paid by the insured to the insurance company for health insurance coverage. Preventive Care Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations, and immunizations. Q Quarantine Mandatory isolation or restrictions on where you can go, intended to stop a contagious disease from spreading. R Rental Car Insurance Covers theft or damage of a car rented by a policy holder during their trip. It also covers the damage and injury sustained by other people if the policy holder causes an accident. Repatriation Benefit Refers to the coverage of expenses for preparing and sending the deceased person’s body to their own country Rider (Waiver) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. S Secondary Coverage Only offers insurance for expenses not included in the primary coverage. Single Trip Plan A policy that provides coverage for only one trip Schedule of Benefits (SOB) A list of the benefits, amount of coverage provided in an insurance policy, usually one or two pages in length. Scheduled Departure Date The date on which you are originally scheduled to leave on the trip. Scheduled Return Date The date on which you are originally scheduled to return to the point of origin or to a different final destination. Sickness An illness or disease which is diagnosed or treated by a physician after the effective date of insurance and while you are covered under the policy. Subrogation Steps the travel insurance company takes, after paying a claim, to collect from other available sources such as other insurance plans or travel suppliers. T ​​​​​Travel Assistance Services Refers to assistance available to a policy holder when they experiences difficulty in a foreign location. It includes: 24-hour emergency phone services, legal assistance, visa and passport assistance, and others. Travel Supplier Bankruptcy or Default Refers to coverage of expenses incurred when a travel supplier goes bankrupt or defaults from providing travel services. Trip Interruption Insurance Provides coverage for policy holders who interrupt or cancel their trips because of acceptable reasons such as injury, illness, death of a relative, flight problem, and others. Terrorism Terrorismis an act or threat of action by a person or group of people, whether acting alone or in connection with an organisation or government, committed for political, religious, ideological or similar purposes intended to influence any government or to frighten the public or any section of it. An 'action' means: violence, damage to property, putting life in danger, creating a public health risk, or disrupting electronic systems or transport services. Trip Cancellation Provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death, or other specific unforeseen circumstances. The “trip cancellation” benefit covers you in the event you have to cancel prior to your trip due to a covered reason listed in your travel insurance policy prior to your departure date. Trip Interruption Trip interruption plans typically reimburse you for pre-paid non-refundable travel expenses if an unexpected crisis (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be canceled, interrupted or delayed. U Usual, Customary, and Reasonable Charges Average amounts charged by travel insurance providers for certain services, treatments, or procedures in the same locality. Underwriter (1) The company that receives the insurance premium and accepts the responsibility to cover medical costs; (2) The employee in an insurance company who decides whether or not the insurance company should assume the risk of offering the insurance to an individual or group; (3) An insurance agent. Usual, Reasonable & Customary (UCR) The amount an insurance company will pay for a covered medical expense based on the customary charges of all medical providers in a given geographic area for a similar service. V Valuables Jewellery, watches, glasses (including sun glasses), contact lenses, keys, hearing aids, any electric, electrical or electronic items or equipment including their accessories (e.g. mobile phones, laptops, games consoles, portable audio equipment, portable visual equipment, memory sticks, chargers, dongles), any kind of photographic or recording equipment and their accessories (including CDs, DVDs, tapes etc), items made of or containing precious metals or (semi) precious stones, furs, animal skins, antiques, binoculars, telescopes, musical instruments. W Waiting Period A period of time the insured must wait before some or all of the coverages offered in an insurance plan begin and the insured can receive benefits. Waiver (Rider) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. Wellness Benefit (Preventive Care, Well-care) Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations and immunizations. X Y Z

IMG 是一家屢獲殊榮的全球保險福利和援助服務提供商。 25 多年來，它們通過提供他們需要的保護和他們應得的支持，使成員減少了擔憂並獲得了更多體驗。自 1990 年以來，IMG 通過提供世界一流的產品、客戶服務和福利，為幾乎每個國家的數百萬人提供了支持。 Visit website 為什麼選擇 IMG保險 IMG 知道出國旅行的原因多種多樣——這就是為什麼他們的產品也是如此。他們提供國際醫療保險產品的全方位服務方法包括為度假者、短期或長期在國際上工作或生活的人、經常在國家之間旅行的人以及擁有多個居住國的人提供服務。 由國際多語種專家和訓練有素的客戶服務專業人員組成的敬業團隊通過他們想要的服務支持會員所需的好處。 IMG 提供全系列的旅行保護計劃，包括iTravelInsured Travel Lite 、 iTravelInsured Travel SE 和iTravelInsured Travel LX ，為旅行取消、行李延誤、旅行中斷、醫療福利和許多其他與旅行相關的事件提供不同級別的保險和花費。這些計劃旨在保護您在旅行前或旅行期間發生不良事件時免受經濟損失。 > 計劃非常適合 國際旅客 遊輪 野生動物園和導遊 假期/假期 訪客/移民 雇主/商務旅客 > 全線旅遊保障計劃 iTravel 保險旅行 Lite , iTravelInsured Travel SE iTravelInsured Travel LX 綜合 計劃 iTravelInsure Plan Budget level plan for price-conscious travelers Trip cancellation benefit up to 100% of trip cost Trip interruption benefit up to 125% of trip cost Emergency medical expense, evacuation, and reunion benefits $500 for travel delay Customize & Buy View Brochure Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's iTravelInsure Travel SE Family-friendly plan for domestic and international destinations Trip cancellation benefit up to 100% of trip cost Trip interruption benefit up to 150% of trip cost $500 for travel delay $500,000 coverage for emergency medical evacuation Customize & Buy View Brochure Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's iTravelInsure Travel LX Up to $100,000 per person coverage for trip cancellation Trip interruption benefit up to 150% of trip cost $1,000 for travel delay $1,000,000 coverage for emergency medical evacuation Cancel and interruption for any reason benefit available as an optional upgrade Customize & Buy View Brochure Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's 醫療旅行計劃 Patriot Medical Travel Travel medical insurance for individuals, families, and groups Renewable up to 24 months Deductible options from $0 to $2,500 Maximum limits from $50,000 to $1,000,000 Coverage for medical expenses, evacuation, and repatriation Customize & Buy View Brochure AM Best Rating - A+ Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Patriot America Plus COVID-19 coverage for travelers to the U.S. Coverage for non-U.S. residents traveling to the USA Coverage for acute onset of pre-existing conditions Renewable up to 24 months Deductible options from $0 to $2,500 Maximum Limits from $50,000 to $1,000,000 Customize & Buy View Brochure AM Best Rating - A+ Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Patriot Platinum Travel COVID-19 covered same as any other illness Travel medical insurance for individuals, families and groups Coverage for acute onset of pre-existing conditions Renewable up to 36 months Deductible options from $0 to $25,000 Maximum limits from $2,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating - A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's Patriot Multi Trip Annual multi-trip travel medical insurance for individuals, families and groups Deductible of $250 Maximum limit of $1,000,000 Coverage for multiple trips up to 30 or 45 days Flexibility to travel as many times per year Customize & Buy View Brochure AM Best Rating - 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旅遊夥伴 Travellulu 是一家提供全方位服務的精品旅遊公司，位於加利福尼亞州洛杉磯，深受旅行癖的驅使，我們策劃了令人難忘的典型旅行體驗。我們對我們推薦的每個地方的深入了解，為我們提供了對世界上偉大目的地的獨特視角。這與我們在旅行領域數十年積累的專業知識相結合，激勵我們根據您的個人需求和願望量身定制非凡的旅程和深刻的冒險。 我們期待計劃您的下一次冒險！ 您的定制旅行之門 雖然簡單地上網並預訂度假套餐、酒店住宿、遊輪或機票似乎很容易，但這並不意味著您可以獲得最優惠的價格、最好的房間、最低的價格、可靠的信息或專業的服務。 摩洛哥 希臘 泰國 以色列 柬埔寨 越南 斐濟 埃及 南非 意大利 非洲野生動物園 圖片由蘭斯安德森提供 地中海俱樂部 摩洛哥 希臘 泰國 以色列 柬埔寨 越南 斐濟 埃及 南非 意大利 非洲野生動物園 圖片由蘭斯安德森提供 地中海俱樂部 摩洛哥 希臘 泰國 以色列 柬埔寨 越南 斐濟 埃及 南非 意大利 非洲野生動物園 圖片由蘭斯安德森提供 地中海俱樂部 訪問 Travellulu 網站 TRAVELULU 是 RED C GROUP LLC 的一個部門

需要單程/多程 旅遊 保險？ 您經常出差，但不擔心行程取消、延誤或行程中斷的問題嗎？ 有多種提供年度旅行保險的計劃可供選擇。首先，可以選擇在一年中國際旅行時為您提供保障的旅行醫療計劃。主要醫療保險必須到位才能獲得多次旅行醫療計劃的資格，並且注意每次旅行的最大允許長度也很重要，這因計劃而異。其次，只要您離家超過一定距離（通常為 50-150 英里，取決於計劃），年度緊急疏散會員資格就可以為您提供保障。最後，一些意外死亡計劃提供可選的多次旅行保險。 > 我什麼時候應該考慮年度旅行保險計劃？ 很簡單，如果您在一年內安排了多次旅行。 但是要知道，您必須在兩次旅行之間回家。一次前往多個目的地的旅行不符合年度旅行保險計劃的資格。但是，如果您要回家短暫停留，然後再啟程前往不同地點，您可以考慮制定年度或年度計劃。 > 年度計劃包括什麼類型的保險？ 大多數多程年度計劃主要側重於旅行醫療和緊急疏散保險或僅提供緊急醫療疏散保險。這意味著綜合旅行保險計劃的標準承保範圍通常不包括在內（旅行取消、旅行中斷和旅行延誤）。一些年度多次旅行計劃確實包括有限的行李丟失保險——但不是全部。 如果您正在尋找意外死亡保險，您可以購買多次旅行的意外死亡和傷殘保險。這是一些意外死亡計劃的一個選擇選項，需要額外付費購買。 > 包年 套餐是經常出差的好選擇嗎？ 如果您在一年中多次旅行，您可能正在尋找適合您特定需求的旅行保護。這些需求最有可能集中在出國旅行時的緊急醫療護理上。 年度或年度旅行保險計劃是一個完美的解決方案。在海外旅行時，您的主要醫療計劃可能不承保您。年度旅行保險計劃可以幫助抵消承保的醫療保健需求的費用。與往常一樣，如有任何具體的旅行保險問題，請聯繫我們的客戶服務專家。 需要單程/多程 旅遊 保險？ Global Medical Insurance (Long Term) Long-term (1+ year) worldwide medical insurance for individuals and families Annually renewable medical coverage Deductible options from $100 to $25,000 Maximum limit options from $1,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's Global Crew Medical Long-term (1+ year) worldwide medical insurance for marine captains & crew members Annually renewable medical coverage Deductible options from $100 to $25,000 Maximum limits from $1,000,000 to $8,000,000 Premium modes to schedule the frequency of payment that meets your needs Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's International Marine Medical Worldwide group coverage for professional marine crew $5,000,000 maximum benefit per insured person per period of coverage Primary to the vessel's Protection and Indemnity insurance (P&I) Coverage for individuals and dependents Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's GeoBlue Xplorer Premier (Standard Expatriate) Complete health insurance plan that you can use anywhere in the world. 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需要單程/多程 旅遊 保險？ 當人們想到旅行保險時，他們通常會尋找一個計劃來保護他們的假期。假期計劃也可稱為打包計劃、旅行保險、旅行取消保險或旅行保險。這些計劃佔旅行保險銷售額的 94% 以上，因為它們為旅行者正在尋求的內容提供保險，這通常是由於延遲、取消、丟失等多種不同原因，下面將詳細描述。 綜合的 計劃 具有旅行取消和旅行醫療選項的計劃，這些提供的覆蓋範圍最大，因此通常是最昂貴的。 有限 或旅行醫療計劃 如果您在旅行期間生病或受傷，將提供承保的計劃。大多數常規健康保險計劃在您出國旅行時提供部分承保或不承保。旅行醫療保險計劃提供超出常規醫療服務提供者的承保範圍。這些計劃可能並不總是包括行程取消的承保。 專業 計劃 具有特殊保險的計劃，例如意外死亡或肢解（可能包括疏散，但通常不包括因戰爭行為導致的死亡或肢解的保險）。其中一些計劃還可能包含旅行取消和/或醫療保險。雖然有許多特殊計劃可供您選擇以滿足您的獨特需求，但大多數情況下，這些計劃對於大多數度假的旅行者來說太窄了。 如果滿足以下要求，上述任何計劃也可能有資格 在進入多個歐洲國家之一時 獲得申根簽證： 醫療緊急情況的承保額必須至少為 30,000 歐元（約 50,000 美元）並且對所有申根國家有效。 必須涵蓋任何醫療、住院、醫療後送和醫療遣返美國的費用。 必須說明醫療後送、醫療送返和遺體送返的事實 僅接受您的醫療保健提供者出具的保險確認書。不接受您雇主的確認信。 綜合計劃 綜合計劃是最常見的。 根據我們的經驗，超過 90% 的旅行者選擇此選項。 這些計劃結合了 Travel Medical 計劃的所有好處和旅行取消選項。 行程取消選項讓您能夠在行程開始前取消行程，並獲得 100% 的不可退還的預付行程費用的報銷。旅行取消的承保原因有很多（查看您的保險證明以查看所有承保的原因），但最常見的是突然生病或受傷阻止您旅行。這通常也適用於您的家人和旅伴。 如果您的旅伴或家人生病或受傷，您可以取消行程。符合條件的家庭成員因承運人而異，因此請查看您的保險證明以確定哪些家庭成員包括在行程取消承保範圍內。 如果您的醫療狀況在回溯期內以任何方式得到治療或改變，在某些情況下，您可能仍有資格獲得旅行取消保險，即購買包含既往醫療狀況豁免的計劃。為避免風險，您必須在支付旅行的初始押金後 10-21 天內（取決於保險公司）購買旅行保險。 即使您在最後一次付款前或在最後一次付款後 1 天內購買旅行保險，也有一些計劃可以為您提供預先存在的醫療狀況豁免。我們的軟件將幫助您輕鬆解決這個問題。另請注意，原有疾病豁免的額外要求是，保險金額必須不少於您不可退還的預付旅行費用的 100%。總體而言，綜合計劃選項可在您旅行前和旅行期間提供最高保護，涵蓋旅行取消和中斷、旅行延誤、錯過轉機、醫療緊急情況、醫療和非醫療後送、行李丟失或延誤、24 小時援助等. 行程取消選項通常是人們購買保險的主要原因，但它給保險公司帶來的風險最高，因此會給您帶來最大的保險費用。 為了限制因醫療原因取消旅行時保險提供者面臨的風險，保險公司引入了預先存在的醫療條件條款。 既存疾病被歸類為您在購買旅行保險之前“x”天內接受過治療的醫療問題。不同的保險公司設置了不同的“x”天——這被認為是回溯期。 有限計劃或旅行醫療 這些計劃為您提供主要但不僅限於在您本國以外旅行時的醫療保險。當您在國外時，您的常規健康保險很可能只提供非常有限的承保範圍或根本沒有承保範圍，而旅行醫療計劃旨在填補您旅行過程中的這一空白。與購買包含旅行取消保險的綜合計劃相比，購買此類計劃的主要好處是成本。根據您的實際選擇和承保限制，旅行醫療計劃的費用可能只是綜合計劃費用的一小部分。 一些 Travel Medical 計劃還可能對旅行中斷、旅行延誤、行李、醫療緊急情況和疏散提供全額承保，而其他計劃可能只對醫療緊急情況和疏散提供承保。一些 Travel Medical 計劃的人壽保險範圍也可能有限。 旅行醫療計劃與綜合計劃具有相同或相似的條款預先存在的醫療條件。大多數情況下，您可以在支付旅行的初始押金後 10-21 天內（取決於保險公司）購買旅行保險來避免風險。我們的軟件將幫助您輕鬆解決這個問題。 一些旅行醫療計劃可能提供可更新的保護以及長期出國旅行的承保。 請注意，當您出國旅行時，您的健康保險可能不承保。許多私營公司以及醫療保險和醫療補助計劃不承保國外的緊急治療。如果沒有旅行保險，如果發生緊急情況，您和您的家人可能會產生需要自掏腰包的醫療費用。 這些旅行醫療計劃通常在 3 種情況下 選擇： 1 2 3 出發前所剩時間不多，取消行程的可能性很小，您願意承擔風險 您身體健康，具有較高的風險承受能力。降低保險費用的好處大於旅行賠錢的風險 旅行非常重要以至於無法取消旅行的罕見情況。只有重傷才能阻止您旅行，但不會因疾病而阻止您旅行。您必須具有一定的風險承受能力。 專業計劃 如果您不關心旅行取消或醫療費用，或者不想承擔綜合計劃的費用，但確實想減輕某些特定風險，那麼有可能最適合您的特殊計劃。 這些可能是 僅限航班 意外死亡或肢解 避難專用 租車計劃 疏散計劃側重於緊急疏散，通常以會員身份每年出售一次。有了疏散計劃，公司會安排運輸，您不會因為昂貴的緊急疏散而損失儲蓄。 事故計劃為旅行者提供人壽保險式的保障。如果您受到嚴重傷害，導致肢解或喪生，它會支付福利。這些意外計劃支付的福利是在單獨的人壽保險計劃支付的任何福利之外的。

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Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by: Nationwide Travel Medical Plans Safe Travels Outbound Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Primary Medical Plan for US Citizens and US Residents traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels Outbound Cost Saver Safe Travels Outbound Cost Saver is an excess temporary travel medical plan for US Citizens and US Residents while traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels USA For NON US Citizens traveling to the USA or traveling to USA with a side trip or stop in another country (Must have some time in USA) For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels USA Cost Saver Safe Travels USA Cost Saver plan provides coverage to non-US citizens who reside outside the USA and are traveling outside their Home Country to visit the United States or to the United States & Worldwide for up to 364 days This plan is not available to green card holders in the USA or US Citizens. This plan is not available to anyone age 90 or above. This plan does not cover any treatment for or complications arising from COVID-19, SARS-CoV-2 Illness. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels USA Comprehensive For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days. Covers Acute Onset of Pre-Existing conditions up to the policy maximum on some ages. Covers one Well Visit per policy. Rates are based on age, policy maximum and Out of Network Deductible choice. COVID-19 EXPENSES are covered and treated as any other sickness. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels International Travel Medical and Related Benefits for persons traveling outside their home country. Up to $1,000,000 Medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels International Cost Saver Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. It does not cover any treatment for or complications arising from COVID-19,SARS-CoV-2 Illness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC 專業計劃 Collegiate Care Elite Collegiate Care Elite Highlights United Healthcare PPO Network Sports Activities Coverage Motor Vehicle Accident coverage Unlimited medical maximum Maternity coverage COVID-19 EXPENSES are covered and treated as any other sickness Collegiate Care Elite Student Plans for students, scholars, and educators while outside their home country in the USA (Must be enrolled in or work for the school) Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Collegiate Care Essential Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC 專業計劃 Safe Travels Rental Plus Safe Travels Rental Plus is an important way to protect your vacation investment against unforeseen circumstances that may occur before or during your scheduled trip. Travel Protection and Cancel for Any Reason Travel Protection offered Available to US Citizens and US Residents. Coverage may be purchased at time of initial booking; Up to 30 days before initial check-in. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC 訪問他們的網站，了解所有可用的計劃和福利 訪問網站 想投保 特拉維克國際？ 每次旅行的旅行保險 Trawick International 的 聯繫信息 與這些政策一起使用：Safe Travels USA Cost Saver、Safe Travels USA Comprehensive、Safe Travels International（美國除外）、Safe Travels International Cost Saver（美國除外） > 客戶服務 888-301-9289 > 營業時間 工作日上午 8:00 - 下午 6:00（美國中部時間） 索賠電子郵件 延長或更新覆蓋範圍 > 理賠營業時間 工作日上午 8:00 - 下午 6:00 CST > 理賠聯繫方式 電話：866-696-0409 傳真：866-616-0444 供應商索賠網站 緊急援助 > 郵寄地址 代表 Crum 和 Forster 的 Co-ordinated Benefit Plans, LLC 郵政信箱 2069 費爾霍普 (阿拉巴馬州) 36533 提出索賠 找醫生/醫院